DJR group Internet Pay Day Loan Scam Internet

 i have recieved phone calls at work , on my cell they even found out my landlords phone number..

stating i was accused of malicous fraud. and to resolve the matter, she told me the bank i took it out on my account # and everything. this is creapy when i asked for her to mail me a bill and i will pay she said they don't do that. i am very skeptial , i honestly thought this was paid. but i havent had time to go to my old bank and find out. they say they are clling from regional processing services representing DJR group i was like i don't even know who that it. she stated i took out a loan in may of 2012, and it is still outstanding,

i asked why are you contacting me 2 years lter, if i still owe, she said well it has been sitting her in a pile and we just got to it. sounds really fishy to me. i asked for info she said she would email it to me and i still havent recieved a email. i have been stressing about this cuz i am trying to fix my credit and i don't want to go to jail cuz of check fraud. but it is also embarrisng that they are calling my landlord too. i am so tired of these ppl harrasing me i have moved and changed my phone number and they are still tracking me down. urg....

i have read in other post not to pay these ppl that they are just a scam and if they can not provide you with a bill thru the us post office then not to pay. i am so confused.