Drive time I wouldn't recommend drive time to anybody DO NOT PURCHASE A CAR FROM THEM West Covina California

i laff at the person that said dead beat ill bet you the cash they are going to have to pay out that hes the person who let some one else sign for a car in my name and flead the the contry on vacation. ill print my whole story when the arbertration is compleated.

You need to consider this your wakeup call.

Yes, I know at 18 you have the "I know everything" attitude and think you have a Teflon coat that nothing will ever stick to you.  I also know that the odds are that you will continue to ignore this advice and go about your merry "I am not going to be told what to do" ways.  But in a few years when you run into credit issues, I do also hope that you remember what people tried to tell you.

So first off you can not have "good" credit at 18.  It takes years of POSITIVE history.  Since you can not legally get credit until you are 18.  If this was your first car loan, at most you may have a couple of credit cards that aren't even a year old.  You perhaps may have a student loan if you are in college.   Sure you may have a "high" credit score but it is based on a very thin credit file, and for more major loans creditors won't even consider you until you have 2 years of positive history.

Yes, if you go on the "well as long as I am not 30 days late I can't be touched".  Eventually that will come up and bite you.  As you see Drivetime doesn't play the 30-day "game".  They don't because they deal with people who in the past have not shown they can handle credit and have attitudes such as yours.  Over time you will find that creditors will tend to hold you to the agreement you signed, and any breaks they cut you are totally up to them and consider yourself lucky if they do. 

You can come here and tell us that you had other finance companies, and you just went with Drivetime because of a reccomendation.  But as you see people with a few more decades of experience know that is just your "defense" mechanism where you don't want to admit you goofed, or you outright lied.  Because people who know what they are doing don't decide to pay more interest just because someone recomends them. If Drivetime was the best rate you could get, that goes along with the entire lack of credit history situation where other creditors considered you a much higher risk.  Oh and yes there are companies much stricter than Drivetime.  Many of the Sub-Prime lenders require you to put a GPS device on your car that not only will disable your car if you fail to make a payment, it makes it simpler for them to find it for a Reposession.  

So in the end I really do hope you take this as a Wake-Up call and don't do down the dark path of credit.

 You people don't know nothing my car is back in my possession thank you .. And nothing is on my credit report drive time said they haven't put anything on my credit report cause it wasn't even past 30 days ... So 7 years that you people don't know s*** the f*** outta here

It takes several years of on-time payments to establish a good credit history. Two months is NOTHING. It will be at least seven years before the repossession cycles off your credit report.

“If anyone is doing a law suit on them count me in”

Sue them for what??

You failed to honor the terms of a financial agreement. You may get sued for the difference between the resale price and the amount you still owe. 

I'm only 18 With good credit you don't even know me or my situation or what car companies will finance me i was recommended to drive time from a friend and this is my first time financing a car so I said why not .. You don't know s*** so keep your negativity to your self like I said drive time are a piece of s*** and they will try to f*** you over any chance they get period !!!

Here is the deal..

You are with a sub-prime lender because you have not proven you can handle credit and no other finance company would touch you with a 10 foot pole.   As such they are going to be stricter in making sure that you follow through on the legal agreement you signed.  This includes making your payments ON-TIME.  If you fail to meet your obigliation, they will use their legal rights and reposess the vehicle.

You seem to think that 2 months of payments give you some sort of creditiblity and allows you to be late.  You are 100% wrong.  This is also probably the main reason why you are stuck with a sub-prime lender to begin with, and will be with companies like this for a long time.