drivetime drive time are ripoffs in January of this my car loan modification was given to so I thought come to find last night they repo my I calk this morning and found out that the modification was not approved so I have been paying my note as agreed so I knew that I was behind in payments due to having 2 knee repleacments and doing the best I can so now they want 1400 dollars for me to get the car back and on top of that I was not informed that the modificaton was not approved torrance California

PLEASE TELL ME...someway, somehow you've read things like a newspaper, the directions as to how you use this site and the others who have posted and responded.  How is it, in the 21st century with all types of education and examples available that you can come here and "write" at what appears to be FIRST GRADE level?  One LONG run on sentence...no punctuation except for a period between two words, not placed at the end of a sentence (which any second grader knows to do)...zero sentence structure...kintergarden level grammar.  Please also tell us how somebody can "reposs" a car!  Does that mean that same person can "poss" a car?  Save your car money and pay somebody with a higher education than you to teach you the above things.  The average second grade kid will do.

ABSOLUTELY INCREDIBLE!

 By your own admission you are behind on your payments. This is not THEIR fault. This is YOUR fault. Youre bi+ching and moaning about a situation that was 100% in your control. But since you are behind on your payments then they get to repo your vehicle.

When you are looking to change the terms of a contract such as one for a loan, YOU need to be the one on top of weither or not you were approved. It is NOT their job to play secratary FOR you. YOU need to be on top of YOUR financial information. Ok so they did not inform you that the company that holds your loan DID NOT want to work with you. But to use that as a reason you were behind is stupidity. As your loan modification would have been up in the air, then you SHOULD have constinued to pay what you would have regularly paid. If you paid less ASSUMING that it was going to go through then THAT is on you as well.

Stop looking for someone else to blame for what was and is under your control. You sound like a 4 year old who got busted with their hand in the cookie jar. why is it that YOU feel its ok to place FALSE blame on someone else because you slacked on getting bills paid? Are you NOT an adult???

Eventually you will HAVE TO ACCEPT RESPONSABILITY!!! You cant just make a false statement like yours and expect that everyone is going to swallow your bullshi+ line. This is all on you for NOT PAYING YOUR BILLS!!!! If your car got repoed then perhaps YOU need to examine YOUR bill paying schedule. They dont JUST repo a vehicle. They TRY and give you a month or two to get caught up. But make no mistake, IT IS A BUSINESS! AS SUCH IF YOU OWE THEM MONEY, THEN THEY HAVE THE RIGHT TO REPO THE CAR.