Report: #868278

Complaint Review: Dynamic Recovery Solutions

  • Submitted: Fri, April 13, 2012
  • Updated: Thu, July 19, 2012
  • Reported By: Hollie C — South Carolina United States of America
  • Dynamic Recovery Solutions
    PO Box 25759
    Greenville, South Carolina
    United States of America

Show customers why they should trust your business over your competitors...

We recently received a "pay off notice" in the [regular/snail] mail today and it was from a company named DRS/Dynamic Recovery Solutions - claiming my husband owes Fidelity Federal Bank $427.76.

[Any company or collection agency, whether they just bought the information, or traded it from another or not, cannot collect on any debt [depending on the state] when it has been 'time barred' in that state.]

We are located in South Carolina [the same place where DRS is located], and the 'time bar' is 3 years- which means, they cannot collect on any debt over 3 years old - and besides thatthis debt is fraudulent.

After speaking to the bank, it was not ID theft, nor has he ever had an account with them - so that made it a fraudulent notice. 

I will be filing a formal complaint with the Federal Trade Commission and I will let them handle it.

If you're here because of this company, I suggest you also file a complaint @: https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

What they're doing is illegal.
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This report was posted on Ripoff Report on 04/13/2012 02:43 PM and is a permanent record located here: http://www.ripoffreport.com/reports/dynamic-recovery-solutions/greenville-south-carolina-29616-0759/dynamic-recovery-solutions-drs-sending-via-snail-mail-falsescam-payoff-notices-greenville-868278. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
6Consumer
0Employee/Owner

#1 Consumer Suggestion

youre wrong

AUTHOR: pay_yer_bills - (United States of America)

Having time barred debt does not mean you cannot be contacted regularly via mail and telephone regarding the repayment of your debt.  Time barred, simply stated, means that you cannot be sued in relation to the debt.  Get your facts straight before posting gross misrepresentations of the law.
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#2 UPDATE Employee

Time Barred Debt

AUTHOR: Customer Service - (USA)

If you have old debts, collectors may not be able to sue you to collect on them. That's because debt collectors have a limited number of years known as the statute of limitations to sue you to collect. After that, your unpaid debts are considered "time-barred." According to the law, a debt collector cannot sue you for not paying a debt that's time-barred.

Collectors are allowed to contact you about time-barred debts. They might tell you that the debt is time-barred and that they can't sue you if you don't pay. There is no time limit on the collection of a debt.
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#3 General Comment

Dumb

AUTHOR: Bubba Lee - (Canada)

Wow  Dynamic Recovery seems to be clue and less here, every time they put there please let us help thing on the complaint jumps to the top.

Hilarious!
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#4 UPDATE Employee

We Will Help

AUTHOR: Wayne R - (United States of America)

Please allow our customer service team the opportunity to resolve your dispute.  You may reach the customer service manager directly at 347-979-0443.   Dynamic Recovery takes great pride in ensuring 100% customer satisfaction in a tough business during tough economic times for many people.  If we can talk, we can help you.   We want to  resolve each and every situation fairly and quickly.  We can assure you fair treatment and a respectful conversation.
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#5 UPDATE Employee

We Will Help

AUTHOR: Wayne R - (United States of America)

Please allow our customer service team the opportunity to resolve your dispute.  You may reach the customer service manager directly at 347-979-0443.   Dynamic Recovery takes great pride in ensuring 100% customer satisfaction in a tough business during tough economic times for many people.  If we can talk, we can help you.   We want to  resolve each and every situation fairly and quickly.  We can assure you fair treatment and a respectful conversation.
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#6 UPDATE Employee

We Will Help

AUTHOR: Wayne R - (United States of America)

Please allow our customer service team the opportunity to resolve your dispute. You may reach the customer service manager directly at 347-979-0443. Dynamic Recovery takes great pride in ensuring 100% customer satisfaction in a tough business during tough economic times for many people. If we can talk, we can help you. We want to resolve each and every situation fairly and quickly. We can assure you fair treatment and a respectful conversation.
Respond to this report!
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