Report: #966585

Complaint Review: Dynamic Recovery

  • Submitted: Thu, November 08, 2012
  • Updated: Thu, November 08, 2012
  • Reported By: anyonymous — Tempe Arizona United States of America
  • Dynamic Recovery
    South Carolina
    unsure, South Carolina
    United States of America

Dynamic Recovery DRS Tried to collect a false debt unsure, South Carolina

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They called my cell phone asked for me by name and stated the last 4 of my social. - Before ackowleding I was the name, they assumed it was me and stated they were a debt collection agency attempted to collect a debt from 2003. The amount was 347.00 and they are willing to take settlement of 172.50. They did give a date the account was opened- Aug 21st 2003 and stated it was a "Money Mart" and couldnt provide any other information regarding this debt. - I recently received a credit report with all 3 agencies. So while I was on the phone with her I looked. - There was absolutly nothing showing the amount or anything of that nature in collections. I told the lady it's not on my credit report. She then stated that payday loans do not get reported to my credit. Only if I pay them they will increase my score with the debt being paid. I asked then I want some kind of invoice showing this debt before I make any payment. She then proceeded to threaten and after some choice words she hung up the call and said if I call back she will report me to the local authorities. hmmm.. So I called back. "Hey I was calling to pay off a debt, I just lost the call to the lady I was talking with"- They then said great "Mr (mylastname)-(At this point I did not provide my name at all) "How did you want to make that payment today?"- I then said, I'll pay the full amount on my debit card I just need an invoice or some kind of documentation because I do not recall owing this money." - They said" Well, we dont send any invoices this is a debt we obtained and have been trying to collect for years."- I said, "Well why would I pay a debt that you guys cannot prove that I have" - "Also this is not on my credit report at all".- They said" Well sometimes, debts this old will fall off your credit report"- So I proceeded- "Then how are you collecting?""Why would I even pay you" - I also mentioned I looked up this company on and they are showing numerous complaints of this same nature. - The guy said "Well, what are you trying to say?, that we are a scam?"- I said, "Yes, your a scam!"- He then said call it what you want and hung up...
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This report was posted on Ripoff Report on 11/08/2012 05:01 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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