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Report: #1273666

Complaint Review: E Mortgage Management TRUSTED BUSINESS | Ripoff Report Verified™ …businesses you can trust. E Mortgage Management, a private directly-endorsed lender they have the ability to offer rates and terms other lenders can't. E Mortgage Management privately held independent mortgage banker has been in business for over 12 years serving clients nationwide, from coast to coast. - Cherry Hill New Jersey

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  • Reported By: ED Magedson - Founder, Ripoff Report — Tempe Arizona USA
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  • E Mortgage Management TRUSTED BUSINESS | Ripoff Report Verified™ …businesses you can trust. E Mortgage Management, a private directly-endorsed lender they have the ability to offer rates and terms other lenders can't. E Mortgage Management privately held independent mortgage banker has been in business for over 12 years serving clients nationwide, from coast to coast. 3 Executive Campus, Suite 520 Cherry Hill , New Jersey USA

E Mortgage Management TRUSTED BUSINESS REVIEWE Mortgage Management dedicated to customer satisfaction. E Mortgage Management receives a positive rating for their commitment to the Ripoff Report Corporate Advocacy Business Remediation and Customer Satisfaction Program. A program that benefits the consumer and assures them satisfaction and confidence when doing business with a member business. E Mortgage Management made a serious commitment to customer satisfaction which makes customers feel confident and secure when they choose E Mortgage Management.

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Ripoff Report REVIEW /Commitment to Customer Satisfaction

E Mortgage Management joins Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program -- a long name for a program that does a lot for both consumers and business alike.

Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program -- a program that benefits the consumer, which helps to increase consumer satisfaction and confidence when doing business with a member business Verified By Ripoff Report.

When a company or individual joins the Ripoff Report Corporate Advocacy Program, they must make a commitment to us - in writing - to 'doing whatever it takes to make things right with their customers.' What does that mean? It means that Ripoff Report expects that members of our Corporate Advocacy Program will review and respond to ALL customer complaints promptly. It means that every complaint will be taken seriously and every customer will be treated fairly and with respect. It means if a customer did not receive what they expected, the company will work with that customer to fix the issue. It means that if a customer requests a refund and if there is any reasonable basis for that request, we expect the customer will be given a prompt refund (some refund requests may not be reasonable, so this does not mean a refund is guaranteed in every case). "Making things right" can mean lots of different things to different people, but our point is this - by working closely with the company or individual to resolve any disputes, Ripoff Report can track the footprints of customer service to ensure that our Corporate Advocacy Program members are doing everything they can to treat customers fairly and to increase their customer satisfaction.

ALL COMPANIES GET COMPLAINTS, BUT HOW THE COMPANY HANDLES THOSE COMPLAINTS, SEPARATES GOOD BUSINESSES FROM THE REST
E Mortgage Management is Ripoff Report Verified
Ripoff Report Verified™ .. part of Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business..

By ED Magedson - Founder, Ripoff Report

EMortgage Management approached Ripoff Report with the intent of wanting to resolve any customer issues and reports posted on Ripoff Report.

As a Part of the Corporate Advocacy Program the member business allows Ripoff Report to send an email to all of those who filed a complaint in the past, letting the customer know, the member business wanted to make things right with them, whatever it takes to do so. Ripoff Report always monitors these emails to insure the member business does what they agreed to. E Mortgage Management did just that.



E MORTGAGE MANAGEMNT CONTINUES TO CLARIFY WHO THEY ARE AND WHAT THEY CAN DO FOR CLIENTS

" E Mortgage Management is a privately held independent mortgage banker that has been in business for over 12 years serving clients nationwide, from coast to coast.

At E Mortgage Management, our independence as a private directly-endorsed lender means we have the ability to offer rates and terms other lenders can't. Each client, each day, is a new opportunity to build our reputation and invest our years of expertise by guiding our customers through today's challenging home financing decisions. Be it a purchase of a home, debt consolidation, refinance, investment or second home E Mortgage can help with all of your residential financing needs!

We are licensed in over 25 states and our management team has over 200 years of collective industry experience. E Mortgage Management offers products sponsored by Fannie Mae (FNMA), Freddie Mac (FHLMC), Home Affordable Refinance Program (HARP), Federal Housing Administration (HUD-FHA), U.S. Department of Veterans Affairs (VA), U.S. Department of Agriculture (USDA), individual state programs, and we also have access to a portfolio of private investors nationwide. Whether you are working with us for the first time or have been a valued client for years, all of us at E Mortgage Management appreciate the opportunity to meet your needs and exceed your expectations!

Experience the E Mortgage Management difference for yourself, and let us put our expertise to work for you! We offer superior customer service, quick response times, and a professional staff that can provide you with the tools and information to get you into your next home. At E Mortgage Management we want you as a customer for life, and we work diligently to provide you with the dedicated, personable service you deserve.



WHY E MORTGAGE MANAGEMENT IS BETTER THAN THEIR COMPETITORS

Loan Options:

Fixed Rate Mortgage

Fixed rate loans come in various types, and are generally the most popular loans for those looking to buy or refinance their homes. This is due to the security they provide, ensuring consistent monthly payments, without worry or hassle about changing interest rates. If you are planning to own your home for several years or more, a fixed rate loan may be your best option. The most popular loan program is the 30 Year Fixed Rate, but 20 year, 15 year, and 10 year fixed rate loans are also popular.

Learn More about Fixed Rate Mortgage

________________________________________

Adjustable Rate Mortgage

If you anticipate a significant increase in your income or property value in the next several years, plan on staying in your home short-term, or would like to significantly lower your payment, an ARM might be right for you. As the name implies, Adjustable Rate Mortgages (ARMs) have interest rates that change at a pre-determined frequency.

Learn More about Adjustable Rate Mortgage

________________________________________

FHA Mortgage

Federal Housing Administration (FHA) loans are insured by the US Government. These loans are government-assisted alternatives to conventional financing, and were originally offered for first-time home buyers with imperfect credit. Now, FHA loans are open to a wider audience, and are even popular options for homeowners looking to refinance.

Learn More about FHA Mortgage

________________________________________

VA Home Loan

A VA Loan is one of the only loan programs that still allows the borrower to finance 100% of the home's value and purchase with $0 down. Now more than ever banks are requiring large down payments for conventional loans. In many cases they require 10-20% down, putting home ownership out of reach for many prospective buyers.

Learn More about VA Home Loan

________________________________________

USDA Home Loan

A USDA loan (also called a Rural Development Loan) is a government insured home loan that allows you purchase a home with NO Money Down. USDA Loans offer 100% financing to qualified buyers, and allow for all closing costs to be either paid for by the seller or financed into the loan. USDA offers some the lowest rates of any loan, and you will always have a fixed interest rate. Learn More about USDA Home Loan

E MORTGAGE MANAGEMENT - STATEMENTS FROM PRESIDENT KEVIN CRICHTON

"
My name is Kevin Crichton and I am the President of E Mortgage Management. I would like to thank you for taking the time to review E Mortgage Management. We provide residential home loan services to qualified borrowes in over 30 states. Let us help you and your family members with all your home loan needs, now and in the years to come. I invite you to see why our personalized customer service makes us the mortgage loan provider of choice".

At E Mortgage Management we pride ourselves in using the highest quality SERVICE.

E Mortgage Management employs NMLS certified Mortgage Loan Officers who are experts in the home loan field.



ANY BUSINESS THAT CAN ADMIT THEY MADE MISTAKES AND CORRECTS THOSE MISTAKES IS A BUSINESS YOU CAN TRUST AND WORTH DOING BUSINESS WITH

As stated above, E Mortgage Management is committed to 100% customer satisfaction and has made every possible effort to ensure that all customers have a positive experience while at their business.

After speaking with the management at E Mortgage Management and emailing anyone who filed a complaint in the past, Ripoff Report is proud to give E Mortgage Management a positive Rating. E Mortgage Management made efforts to ensure that all customers were satisfied and owner, CEO, or Managing Member assured Ripoff Report that the business has an improved business model that features customer satisfaction as the top priority.

STATED IMPROVEMENTS FROM E MORTGAGE MANAGEMENT

They're new policy is to always contact all customers to gather valuable feedback so that they can continue to adapt and deliver the best customer service possible. E Mortgage Management is willing to go beyond the call of good customer service and do what it takes to make things right with their customers.

E Mortgage Management is dedicated to customer satisfaction E Mortgage Management is dedicated to customer satisfaction. E Mortgage Management receives a positive rating for their commitment to the Ripoff Report Corporate Advocacy Business Remediation and Customer Satisfaction Program. A program that benefits the consumer and assures them satisfaction and confidence when doing business with a member business. E Mortgage Management made a serious commitment to customer satisfaction which makes customers feel confident and secure when they choose E Mortgage Management. E Mortgage Management receives a positive rating for their commitment to Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program. *Any consumer not receiving satisfaction from a member of Ripoff Report's Corporate Advocacy Business Remediation and Customer Satisfaction Program should email us at EDitor@ripoffreport.com.

This kind of dedication to customer service means that E Mortgage Management will do whatever it takes to make sure their customers are properly taken care of.

In the future, if anyone has any complaints or concerns with E Mortgage Management, you are invited to contact them directly via email: marketing@emmloans.com (again, please be sure to cc: EDitor@ripoffreport.com so we can keep track of the company's response and to insure customer satisfaction). You can call E Mortgage Management directly at 805-551-9592.



As always, Ripoff Report cannot guarantee that every customer or employee will always be 100% satisfied in every case, but we promise that if you have any concerns with E Mortgage Management or any of our Corporate Advocacy Program members, we will do everything we can to see that the issue is addressed quickly and that you are treated fairly and with respect. Any issues you think you cannot resolve with any member of Ripoff Report's Corporate Advocacy Program, please contact us at EDitor@ripoffreport.com.

How does a business get Ripoff Report Verified™

The member business allows Ripoff report to email everyone from the past. Those who respond to Ripoff report with a valid complaint must be take care of.. they have made a commitment that if anyone contacts Ripoff Report in the future, they will make things right within 14 days. The member business must err on the side of their customers. Otherwise the member business is off the program.

Ripoff Report has determined that E Mortgage Management meets Ripoff Report Verified™ standards which include a commitment to make a good faith effort to resolve any consumer complaints. Members of the Corporate Advocacy Business Remediation and Customer Satisfaction program do pay a fee for our on-site review, 24 hour monitoring and for support with customers to resolve any disagreements.

Ripoff Report sends a 3rd party service to do an onsite inspection of the new member business. The on-site inspection / review does not mean that the products or services offered by the business have been evaluated or endorsed by Ripoff Report, and has not made a determination as to the business' product quality or competency in performing services. We can verify, that Ripoff Report went to the business, verified their business or “work from home business”, there for, if a customer in the future does not get treated correctly, Ripoff Report can get the problem resolved. If not, and the customers is right, the member business will be taken off the Corporate Advocacy Program. Remember, Ripoff Report emailed every customer from the past that filed a complaint to make sure the member business made things right with customers from the past. Again, to err on the side of their customer, those from the past and those in the future.





Consumers can feel safe confident and secure when doing business with E Mortgage Management.

Here's why:

Read about Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, and about E Mortgage Management’s Commitment to Excellence and Consumer Satisfaction.

Consumers should feel safe, confident and secure when doing business with a member of Ripoff Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program, yes, a long name for a program that does a lot for both consumers and businesses alike.


Written by,

..Ripoff Report Corporate Advocacy Business Remediation and Customer Satisfaction Program team..
 
..by consumers, for consumers
Ripoff Report

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This report was posted on Ripoff Report on 12/11/2015 03:41 PM and is a permanent record located here: https://www.ripoffreport.com/reports/e-mortgage-management-trusted-business-real-estate-finance-cherry-hill-new-jersey-1273666. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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