E-Teacher Hebrew scam, Internet

I saw the ads to learn Hebrew, but the I think the worst thing is that I received this ad through a getting a Bible online.  Then the ad segued into learning Hebrew to 'better understand the Bible." I really thought this would help.  The company even included a 'sample class' to show just how easy this would be.  Boy, they sure know how to work it!

I was contacted by a young sounding soft-spoken polite gentleman by the name of Benjamin. Benjamin told me how great it would be to better understand the Bible with his soft, warm Israeli accent.  I thought at first it sounded to be too expensive, but Benjamin assured me that the company was running a 'special' and could break up the payments  so I could affords the course.  I still told him I needed to think about it and he said he would call me back . But not without letting me know that "classes fill up quickly."  First red flag!

The next day, I received a call from Benjamin again, but was grocery shopping at the time and told him I would have to call him back . When I did, I got a young woman on the phone . When I requested  to speak to Benjamin, she told he was unavailable and she would make sure he received credit for the call.  When she asked for my credit card number, I told her the I didn't have the funds available in my account at that time.  She told me to go ahead and give her the number and they could run the card and my bank would refuse the card.  This, she assured me, would guarantee a spot in the class that was quickly filling up.  (Red flag #2!)  I told her that since I have overdraft protection on my account, my bank WOULD charge the funds through and charge me a fee so I again told them no.  Then I get a call from...you guessed it, my old friend Benjamin.  He seemed a little upset that this woman was going to process my card and told that if I gave him my card number, he would make sure that when a spot became available, he would go ahead and run my card then.  I told him to PLEASE contact me before running my card and he assured me he would.  (said the fox to the lamb!...Red flag #3!)  Since I stupidly thought I could trust him, I gave away my information.  

Not long after that, while trying to use my card at Walmart, it was rejected even though I had just made a deposit that morning . I called my bank and they told me they had cancelled my card because someone had tried to use my card for $500.00 worth of diesel fuel not far from where I live.  Coincidence ?!  Anyway, after a few weeks, I received an e-mail from E Teacher congratulating me on becoming a student in their course, a cancellation policy, ect.  Upon seeing this, I tried to contact "Benjamin" but only had a number from a call center and was told I would receive a call back.  after going round and round with them, I was told I could not cancel the course because the time of my cancelling was over.  I never received any information over the phone about a cancellation policy.  

I even tried to dispute this through my bank.  The funds were returned to me twice, but E Teacher Hebrew  really knows how to work the system.  I had kept the information they sent out to me which was a headphone set and software but they did not have a return address to where I could send it back anywhere on the box.  Even the woman at the bank handling my case had a hard time contacting someone with the correct information.  Even after getting the correct information, the judgement with Visa payed out in E a Teacher's favor because the package was not returned to their specifications in their cancellation policy (which I never saw! until they said the time allotted to return their info was over.)  I'm out $139.68 plus what it cost me to return package internationally ($25.00) and my bank charging a non -sufficient funds fee when they took the fees out a second time ($33.00.)  DO NOT FALL FOR THIS SCAM!