Easy Pay Finance This company is a RIPOFF they charge outrageous interest and you cannot use their website. Carlsbad California

 At some point in the sales process, you were presented with a CONTRACT which YOU were to READ and agree to the terms therein by signing said contract otherwise they would have let you leave with the dog. Did you even bother to read what you agreed to? If so, you would have seen the APR and at that point could have said "no". Being that you agreed to the terms, you have no legitimate complaint!

I believe you.  The fact is - you didn't read the loan paperwork. Lenders are required to give you the details in writing before you get the loan and you clearly failed to read the loan documents before signing.  Never sign without reading. If there are blanks, don't sign it. If it is on one of those electronic keypads where the paperwork is hidden from view - don't sign it. Have the paperwork printed so you can go over every single line.  If you don't understand it, take it to an attorney to read and translate to you.  The point is this:  never sign for anything without a complete understanding of the document you are about to sign. That is how you get hurt financially.

Now - about financing a puppy. If you have to finance the purchase, then you can't afford one. Once you buy a puppy, or any pet, you have ongoing expenses for food and veterinary expenses and grooming etc. The last thing anyone needs to do is finance the purchase. Save your money first if you want a pet so you don't have finance charges on top of all the other charges incurred with pet ownership.