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Report: #206011

Complaint Review: EDP Card/reporting - Nationwide

  • Submitted:
  • Updated:
  • Reported By: Woodbridge Virginia
  • Author Confirmed What's this?
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  • EDP Card/reporting Nationwide U.S.A.

EDP Card, reporting Unauthorized withdrawal of funds Internet

*Author of original report: EDP Reporting

*Author of original report: update

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On August 7, 2006 I noted a draft of 159.95 from my checking account. I called my bank and it took two more days to request and receive a copy of the transaction and it was "EDP card". My bank provided me with a phone number to call and when I called on a weekday at 10:30 am I got a recording that they weren't open and was directed to contact them via email-how convenient?

I did some research online and found that there have been many complaints filed against this company "edpreporting". I knew I had not applied for this card or any other card, but when I read "Eric-from Kentuckys" complaint re: EDP and that they obtained his information from Ameriloan and/or United cash loans to fraudulently withdraw funds from his account it all made sense. I have an existing loan with Ameriloan (for which they are taking their payments out faithfully from my account)and apparently they gave my information to EDP who then fraudulently withdrew 159.95 from my account. I'm quite sure the 159.95 will not be recovered, but suprise EDP! I am closing that checking account today so your access to my funds will stop! It will also stop Ameriloan from withdrawing loan payments and they should also be held responsible for giving my information to a scam company. I wonder what their take of the 159.95 is for slipping EDP unsuspecting consumers financial information? Unfortunately companies like EDP will set a precedent and consumers will be afraid to order anything online.

Gina
Woodbridge, Virginia
U.S.A.

This report was posted on Ripoff Report on 08/14/2006 08:41 AM and is a permanent record located here: https://www.ripoffreport.com/reports/edp-cardreporting/nationwide/edp-card-reporting-unauthorized-withdrawal-of-funds-internet-206011. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
2Consumer
0Employee/Owner

#2 Author of original report

EDP Reporting

AUTHOR: Gina - (U.S.A.)

POSTED: Friday, September 22, 2006

There has still been no resolution to the fraudulent withdrawal of funds from my account by EDP Reporting. I've filed a case with every agency available to me and am sure that @ some point I will prevail and I know that things take time. I just hope that if enough people complain and file charges against EDP Reporting that somehow they will have to go out of business.

My update to this report is to say that my money has not been returned by EDP Reporting nor has this mysterious pre-paid card ever materialized! Now isn't that strange? Of course EDP Reporting stated they would "refund" my money "if indeed THEY deemed the withdrawal to be fraudulent".

Now come on folks-we all know that will never happen! Technology is a wonderful thing in so many ways-but there's always a company like EDP Reporting ready to exploit it by bilking anyone they can from their computers. I'm sure it rests easier on their consciences' to steal from nameless, faceless consumers like us. I Hope some of you have gotten your money back.

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#1 Author of original report

update

AUTHOR: Gina - (U.S.A.)

POSTED: Wednesday, August 16, 2006

I tried to contact EDP Reporting,LLC via the 800 number they provide on 8-14-06 and of course I got a recording and was directed to contact them via email. I sent an email on 8-14-06 and received an email response from "Chelisa" @EDP Reporting,LLC the same day! Although Chelisa was sympathetic to my situation, she of course referred to the fact that she had "located a completed application" which "authorized" them to take $159.95 from my checking account.

She went on to say that she would assist me in any way neccessary IF this is a case of fraud and that they had proof of the IP computer from which the order came from etc. and so on. Now am I suprised? Not at all. If they purchased my personal information from "Ameriloan" then I'm sure they can profess to have all sorts of "proof"! I am not concerned about their "proof" and I feel this is just a ploy to stall or frighten me. My case is not such that "I didn't read the fine print" because from many of the other complaints I've read re: EDP it seems they also misrepresent their "product". I know I did not apply for/order or authorize this PREPAID credit card! Nor am I in need of a PREPAID credit card!

I went to the bank and closed my accounts then called to file a fraud complaint with my local law enforcement who directed me to a site which the FBI and White Collar Crime bureas have where I could file my copmplaint (because it happened via the internet). Just go to "google" and type "ifcc" into the search engine and it will take you to the site. The FBI and WCC system will process your complaint and send you a case number etc and will f/u. They will then try to designate your case out to the proper local law enforcement jurisdication. For example, I live in Virginia and just today I found that edp reporting lists a California address. Anyway-I am making every effort to have my money returned to me, either by my bank or EDP Reporting,LLC.

I hope the employees of EDP Reporting,LLC have heard that old saying "what goes around comes around ". I have every faith in that old saying and I've seen it in action, so even if I don't get my money back from them fate has it's own laws and always balances out in the end.

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