I received a unautorized debit from my account in the form of a electronic check of 159.95 from my account. for a acclaim master card... The reason i say this company is a fraud is....
1. The check they put threw doesn't even have my correct name on it.
2. My address they inputed on the check isn't correct.
It seems to me the only thing they got right is the banking account itself which i do not know how they got it. They did not use my first name on the check they used my middle name and my madien last name on the check which i haven't used that name for over 8 years now.
I spoke with my bank and currently having the bank go after this company with me. When i asked the bank why they let it threw, they said cause internet transactions don't follow the same rules. Which threw my account into the negaitive.
I tryed to contact this place numerous times, by phone, online support, and email. I have never received contact from any means.
Now the bank has given me bank my money and i had to close out my account and re-open a new account with express rules to my bank about putting anything threw on this account that does not have my current correct name along with a password.
Even thou the bank has refunded my money it isn't to say it didn't cost me anything. I had to change my direct deposit info with work, and i had to buy money orders for a month to pay my other bills cause they don't accept starter checks and i hadn't received my debt card yet.
Now, you would think it was over right?
This happened to me almost 2 years ago. Now as of 6/10/2007 they have gotten ahold of my parents account who live on a fixed income. They did the same as they did me. They put a check threw that had the incorrect spelling of my dad's name. They didn't list my mothers name on the check on the joint account for them. They debited the account 159.95. When they tryed to contact the company they still have yet to talk to anyone. I told them what i did with my bank, and they are now talking with their bank. Problem is if they close out their account and reopen it. Their money will no longer be direct deposit and will take up to 60 days to re-establish. Being that they can not get around easy this creates a heavy burnden on them to pay their bills and they will not be available to get their medications or food delivered to their home until this is all complete.
I have only gotten a website off the phone number listed with my bank. If you call the number they say visit the website for Free live chat. Yea right.
1-800-430-0672 was the phone number that sent me to this web address.
Check for yourself.
I ask for ANY one out there that has this happened to them to let me know if they currently have a Class action law suit against this company before 7/01/2007. If no one has one currently going my lawyer will proceed in starting one on that date against this company. I will post information to join that legal action if none other is currently going.
Thanks, Good Luck to all of you in this frustrating time.