Report: #918611

Complaint Review: emmediate credit solutions

  • Submitted: Fri, July 27, 2012
  • Updated: Wed, August 08, 2012
  • Reported By: john — lizerd lick North Carolina United States of America
  • emmediate credit solutions
    575 E 4500 S.suite AI00
    murray, Idaho
    United States of America

emmediate credit solutions evelandand associ 866-996-5094 is how they draft the money out of your bank account.- check your bank statements. request a fraud alert on them fraud, sales person at 801-855-5680 transfered me to what they call a paralegal-866-996-5094 murray, Idaho *EDitor's Suggestions on how to get your money back into your bank account that someone wrongfully takes it from you!

*Author of original report: the still try to get money

Show customers why they should trust your business over your competitors...

i spoke with a sales associate-801-855-5680. i was then transfered to what they call a paralegal at 866-996-5094.  they told how they could take care of my credit disputes. i found them on the web and they said they could help me with a FHA loan. i have recieved no mail, e-mail or a call from them. i waited several weeks and called the paralegal to get a update and requested her to read me a copy of the letter she said they sent out. she told me she would not read it to me. i believe i have the right to view the letter or have it read to me since they represent me. long story short-i issued a fraud alert to my bank. after reading these other complaints. i believe i made the right decison. i would stop payment with your credit or debit card if you experience any of these problems. check you bank statements for any past drafts and upcoming charges. john

EDitor's Suggestions on how to get your money back!


Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!


Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.


If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder Author of

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This report was posted on Ripoff Report on 07/27/2012 06:01 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Author of original report

the still try to get money

AUTHOR: mr.smith - (United States of America)

emmediate credit and associates called, saying they couldn,t get any money from my account. i told them wells fargo and my visa debit card  was investigated, and took off the previous charges also i looked back further on my checking account and found other charges from them and others. as a result wells fargo took them off. i told emmediate credit not to call me and she said she would call me as many times that she wanted to. clearly she had now idea of my first investigation. they are scam artist and one hand doesn't know what the other hand is doing...... if possible could you put this in my other report as a follow up, it nam help someone else   john
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