To all those looking to get your credit repaired.... This is a fair warning to you all!! What I am about to do is give you an inside look at what Emmediate Credit Solutions/MycreditCompany.com does for their clients. What I am about to say is NOT speculation, these are all things that I know for a fact because I worked there for about 11 months. Emmediate Credit Solutions gets their leads from a company called FHAMortgage.org (no affiliation with the actual FHA) They then have a group of sales people start calling these leads, they instruct their salesman to make it sound as if you (the customer) have no other option but to do credit repair so that you can get a home loan. They say that they offer Disputes to the Credit Bureaus, Intent to sue letters, interventions with the creditors, a legal team working on your behalf (including attorneys and paralegals) and help with creditor inquires. When I started working for this company, I had no clue about credit repair. I was sold on the idea once I heard about it. I started as a salesman for the company. I sold for about 5 months. I then moved up in the company and moved to the second office where the "paralegals" are located. There are no actual paralegals that work for this company. In Utah you are not required to have a degree in order to call yourself a paralegal. Emmediate Credit Solutions will make it sound like they are a law firm but indeed they are not. There is a part owner in the company who is a lawyer, but he doesnt actually oversee any cases or even put his name on any of the work. Now lets get on to what I found when I moved over to the "legal department" I found that disputes had not been sent out for about 80% of the clients, I found that they were so backed up on things that they actually threw customers disputes in the trash bin outside. Mind you that these disputes have the customers full social and date of birth as well as name and full address on them. I found that no intervention with creditors had ever been done. and that intent to sue letters were also only used for about 1% of clients. This company will charge you anywhere from 50-399.00 for services but the truth is.... You would have more success doing these things on your own. Another thing that consumers may want to know is that the owner of the company is an ex con who used to run a business scamming people and promising to help them build a internet business. Things are no different with the credit repair company he is trying to run now..... You will be scammed out of your money and little if anything will be done for you. Look into doing credit repair on your own. It isnt hard, you just have to be patient. This company isnt worth your time, money or heartache.
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