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Report: #253470

Complaint Review: Ever Private Card - El segundo California Nationwide

  • Submitted:
  • Updated:
  • Reported By: lasvegas Nevada
  • Author Confirmed What's this?
  • Why?
  • Ever Private Card www.everprivatecardservice.com Nationwide U.S.A.

Ever Private Card fraud, forgeiry, scam, unauthorized, stole money from my bank account and overdrawn me ripoff El segundo California internet *EDitor's Suggestions on how to get your money back into your bank account!

*Author of original report: ever private card,nationwide,fraud scam forgeiry identidty theft fraudgelunt

*Author of original report: ever private card,nationwide,fraud scam forgeiry identidty theft fraudgelunt

*Author of original report: ever private card,nationwide,fraud scam forgeiry identidty theft fraudgelunt

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decided to get on my wamu account and check and see how much i had left in my account because earlier during the day i had rented a movie and i was curious to see if they took the payment out. well i was in total SHOCK. when i looked at the screen and its said ledger balance 0$..yes thats right 0$ they overdrawn me. and then looked down and seen a check that i had never wrote with my information on it my name address pay to ever private card and check number was 9999 amount 54 dollars and 95cents.

i immediately tried to get thru to washington mutual, but there computers were experiencing technichal difficulties at that moment so they werent able to assist me. so in the mean time of waiting for there computers to be fixed i do reasearch online to here find what several others been the victims of a scam.

how they did? who knows, whats going to be done not sure? i finally got thru to bank and i am going to call fraud forgeiry on monday along with filing police report, will be contacting news and such.

i will do everything in my power to make sure that they get prosecuted for all they have done to me and several other innocent people. only scary thing is its not just bank accounts they have personal info such as social security and ur home address that is very scary. i cant even sleep at night. scared what will be of tommorow. in the meantime i will be following thru with what i said fraud forgeiry bank, police, news and such.

Angela
lasvegas, Nevada
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate

WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

This report was posted on Ripoff Report on 06/10/2007 05:30 AM and is a permanent record located here: https://www.ripoffreport.com/reports/ever-private-card/nationwide/ever-private-card-fraud-forgeiry-scam-unauthorized-stole-money-from-my-bank-account-an-253470. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#3 Author of original report

ever private card,nationwide,fraud scam forgeiry identidty theft fraudgelunt

AUTHOR: Angela - (U.S.A.)

POSTED: Sunday, June 10, 2007

DBA: Private Date Finder,
Other
Address: 2935 Hierro
San Clemente,
CA 92673 Other
Primary Phone: (888) 394-1053 Other
Primary Fax:
Primary Contact: Josh Finer Other


Website:

Company ID: 100037139
Business Start Date:
BBB Created Record on: 8/3/2006

Nature of Business:

This company's business is providing secured credit cards to be used for online purchases.

BBB Comments and Analysis
Bureau's Comments and Analysis of Company's Business

Consumers have advised us that this company is making charges to their bank accounts after applying for a pay day loan. Some report that pop-ups are presented and they decline the offer but are charg...

More

Licensing

Licensing Agency:
License Number:
Status:

This license permits the company to perform the following services:


We know of no licensing or registration requirement for companies engaged in this company's stated type of business.

Private Date Finder,

Company
Rating
F
Rating Explanation:
The rating the Better Business Bureau assigns a business is determined by our composite score of such factors as its type of business, length of time in business, compliance ...

Full Rating Explanation

Complaint Experience
Bureau Summary and Analysis of customer complaints and company responses:

Complainants generally allege that they received unauthorized drafts from this company for $49.95 for a product that they did not order or were applying for pay day loans and were subsequently charged...

Complaint Closing Statistics
The following grid displays the number and responses to complaints over the last 36 months:

No. of Cmpl Type of Response
270 Making a full refund, as the consumer requested
2 Making a partial refund
54 Agreeing to perform according to their contract
8 Refusing to make an adjustment
0 Refuse to adjust, relying on terms of agreement
15 Unanswered
1 Unassigned
350Total
F We strongly question the company's reliability for reasons such as that they have failed to respond to complaints, their advertising is grossly misleading, they are not in compliance with the laws licensing or registration requirements, their complaints contain especially serious allegations, or the company's industry is known for its fraudulent business practices.
DBA: Private Date Finder, LLC
Other DBAs: Private Date Finder, LLC
Privacash.com, Inc.
Virtual Works, LLC
EverPrivate Card
Ever Private Card
Ever Private Card Service
Secret Cash Card

Address: 2935 Hierro
San Clemente, CA 92673 Other Addresses: 2935 Hierro
San Clemente, CA 92673
647 Camino de los Mares, # 108-217
San Clemente, CA 92673
14 Monarch Bay Plaza # 301
Monarch Bay, CA 92629

Primary Phone: (888) 394-1053 Other Phone Numbers: (888) 394-1053
(866) 496-1749
(866) 496-1799
(866) 379-5984

Primary Fax: Other Fax Numbers:
Primary Contact: Josh Finer
Other Contacts: Josh Finer

Website: Other Websites: everprivate.com

i found this info on the bbb site ..and im on my way to contacting a lawyer i have all my documents and these creeps will prosecuted for what they did and continue to do ....

Respond to this report!
What's this?

#2 Author of original report

ever private card,nationwide,fraud scam forgeiry identidty theft fraudgelunt

AUTHOR: Angela - (U.S.A.)

POSTED: Sunday, June 10, 2007

DBA: Private Date Finder,
Other
Address: 2935 Hierro
San Clemente,
CA 92673 Other
Primary Phone: (888) 394-1053 Other
Primary Fax:
Primary Contact: Josh Finer Other


Website:

Company ID: 100037139
Business Start Date:
BBB Created Record on: 8/3/2006

Nature of Business:

This company's business is providing secured credit cards to be used for online purchases.

BBB Comments and Analysis
Bureau's Comments and Analysis of Company's Business

Consumers have advised us that this company is making charges to their bank accounts after applying for a pay day loan. Some report that pop-ups are presented and they decline the offer but are charg...

More

Licensing

Licensing Agency:
License Number:
Status:

This license permits the company to perform the following services:


We know of no licensing or registration requirement for companies engaged in this company's stated type of business.

Private Date Finder,

Company
Rating
F
Rating Explanation:
The rating the Better Business Bureau assigns a business is determined by our composite score of such factors as its type of business, length of time in business, compliance ...

Full Rating Explanation

Complaint Experience
Bureau Summary and Analysis of customer complaints and company responses:

Complainants generally allege that they received unauthorized drafts from this company for $49.95 for a product that they did not order or were applying for pay day loans and were subsequently charged...

Complaint Closing Statistics
The following grid displays the number and responses to complaints over the last 36 months:

No. of Cmpl Type of Response
270 Making a full refund, as the consumer requested
2 Making a partial refund
54 Agreeing to perform according to their contract
8 Refusing to make an adjustment
0 Refuse to adjust, relying on terms of agreement
15 Unanswered
1 Unassigned
350Total
F We strongly question the company's reliability for reasons such as that they have failed to respond to complaints, their advertising is grossly misleading, they are not in compliance with the laws licensing or registration requirements, their complaints contain especially serious allegations, or the company's industry is known for its fraudulent business practices.
DBA: Private Date Finder, LLC
Other DBAs: Private Date Finder, LLC
Privacash.com, Inc.
Virtual Works, LLC
EverPrivate Card
Ever Private Card
Ever Private Card Service
Secret Cash Card

Address: 2935 Hierro
San Clemente, CA 92673 Other Addresses: 2935 Hierro
San Clemente, CA 92673
647 Camino de los Mares, # 108-217
San Clemente, CA 92673
14 Monarch Bay Plaza # 301
Monarch Bay, CA 92629

Primary Phone: (888) 394-1053 Other Phone Numbers: (888) 394-1053
(866) 496-1749
(866) 496-1799
(866) 379-5984

Primary Fax: Other Fax Numbers:
Primary Contact: Josh Finer
Other Contacts: Josh Finer

Website: Other Websites: everprivate.com

i found this info on the bbb site ..and im on my way to contacting a lawyer i have all my documents and these creeps will prosecuted for what they did and continue to do ....

Respond to this report!
What's this?

#1 Author of original report

ever private card,nationwide,fraud scam forgeiry identidty theft fraudgelunt

AUTHOR: Angela - (U.S.A.)

POSTED: Sunday, June 10, 2007

DBA: Private Date Finder,
Other
Address: 2935 Hierro
San Clemente,
CA 92673 Other
Primary Phone: (888) 394-1053 Other
Primary Fax:
Primary Contact: Josh Finer Other


Website:

Company ID: 100037139
Business Start Date:
BBB Created Record on: 8/3/2006

Nature of Business:

This company's business is providing secured credit cards to be used for online purchases.

BBB Comments and Analysis
Bureau's Comments and Analysis of Company's Business

Consumers have advised us that this company is making charges to their bank accounts after applying for a pay day loan. Some report that pop-ups are presented and they decline the offer but are charg...

More

Licensing

Licensing Agency:
License Number:
Status:

This license permits the company to perform the following services:


We know of no licensing or registration requirement for companies engaged in this company's stated type of business.

Private Date Finder,

Company
Rating
F
Rating Explanation:
The rating the Better Business Bureau assigns a business is determined by our composite score of such factors as its type of business, length of time in business, compliance ...

Full Rating Explanation

Complaint Experience
Bureau Summary and Analysis of customer complaints and company responses:

Complainants generally allege that they received unauthorized drafts from this company for $49.95 for a product that they did not order or were applying for pay day loans and were subsequently charged...

Complaint Closing Statistics
The following grid displays the number and responses to complaints over the last 36 months:

No. of Cmpl Type of Response
270 Making a full refund, as the consumer requested
2 Making a partial refund
54 Agreeing to perform according to their contract
8 Refusing to make an adjustment
0 Refuse to adjust, relying on terms of agreement
15 Unanswered
1 Unassigned
350Total
F We strongly question the company's reliability for reasons such as that they have failed to respond to complaints, their advertising is grossly misleading, they are not in compliance with the laws licensing or registration requirements, their complaints contain especially serious allegations, or the company's industry is known for its fraudulent business practices.
DBA: Private Date Finder, LLC
Other DBAs: Private Date Finder, LLC
Privacash.com, Inc.
Virtual Works, LLC
EverPrivate Card
Ever Private Card
Ever Private Card Service
Secret Cash Card

Address: 2935 Hierro
San Clemente, CA 92673 Other Addresses: 2935 Hierro
San Clemente, CA 92673
647 Camino de los Mares, # 108-217
San Clemente, CA 92673
14 Monarch Bay Plaza # 301
Monarch Bay, CA 92629

Primary Phone: (888) 394-1053 Other Phone Numbers: (888) 394-1053
(866) 496-1749
(866) 496-1799
(866) 379-5984

Primary Fax: Other Fax Numbers:
Primary Contact: Josh Finer
Other Contacts: Josh Finer

Website: Other Websites: everprivate.com

i found this info on the bbb site ..and im on my way to contacting a lawyer i have all my documents and these creeps will prosecuted for what they did and continue to do ....

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