Every body rides Fodem Financil Group and Big Boys Toys 1. Sold me a 1997 Buick and charged me over 5000.00, Leather upholstery was a mess and no sun visors. Sevierville Tennessee

 1. You were 10 days late. Nowhere in your contract does it state if you pay early this month you can be late another. 2. Payment due on the 21st and your 10 days late again. With the way you get paid from my tax dollars that means your about to be a full month behind repetitively. Writing is on the wall. 3. Your hangar being in the car means nothing. Were they supposed to toss it in your driveway? 4. Before you jump me, I am a bill collector. In addition 4 years ago I lost my left lung and battled cancer. When told I would never work again I called bs on it and am back to work for almost 3 years. No handicapped placard or hangar. Don't need it. I seriously doubt you need it. Dealer was nice about the missed payment and gave you a break which you will extort against him. Be glad he did, I wouldn't. But then again my income of 91k per year is because I don't give into ssi disability entitled jerks.

I don't have to hire an attorney numb nuts. I can get one for free. Just for your benefit, I am 66 years old and they have my handicap placard plus license plates. I paid them every month when my check was deposited and tha was on the 3rd of the month as soon as my was deposited and it wasn't due til the 21st. Have a good Rick

Jessica and Adian.

It/s alright numb nuts. Report already filed wit FTC. They will handle it.

Oh my guess is you  are an employee if not then mind your d**n business and you weren't here to know what went on. I had never been late with a payment before. As a matter of fact they had always been 2 weeks early.  You have always made all your payments oh time? Why did they try to give the car back and drop that payment. For 5000.00 the interior was ragged out and it should have had Sun Visors. Their saleman was blowing smoke up my dress trying get me to take it back. It wasn't so much about the payment as it was the insurance that was never cancelled. I wish you were standing in front of me, I wou Were standing in front of me right because you would not be standing long.

No need to try to set up a smokescreen whining about the price of the car and any alleged problems because we can all see thru your feeble attempt to deflect the real situation here.  By your own admission, you were ten days late.  You also admitted you had your number changed so they couldn't reach you.  Bottom line?  YOU turned on the collections machine up to and including the repo. 

Of course, this is nothing new to you.  You're with a subprime (deadbeat) dealership because YOU developed a documented and confirmed reputation of OT paying your bills in the past.  Here we are today and surprise, surprise you're paying them late too!  Oh yes, you don't have the money to make your car payments but you're going to hire an attorney to sue them?  Right.  Sure.  We can all see thru that sorry statement as well.

Don't bother writing back something stupid like, "You must work for them!"  I'll save you the effort...I don't!