EX CASH fruad - threats-scam Los Angeles California

 This company sent me an e-mail after my bank issued a stop pay in lue of fruad investigation and are threating to take action against me for an account that was created by another person. and the date is a year ago. i was hospitalized during the time they claim I took a loan from them. They went undetected by me and bank because i was ill and because the payment is deducted in another name. The fruad team is investgating my account, and placing my protection in action. The also do not provide a valid contact phone number or have they attempted to call me or my bank to settle this matter.