EZLOAN Services The company is charging me double for a $300.00 dollar loan and they denied me the installment payment plan which was less and they will go into your bank account and take all of your money out of the bank even if you do not have any money in your account and ruin your credit history all over TEXAS. Temple Texas

If a person borrows only $300.00, a one time payment, then they will have to pay $135.00 a month to ezMoney in Temple, TX which does NOT deduct any amount from the $300.00's borrowed. So thereby, this company is making BANK. $135.00 and the paying of $300.00 does not change is extreme RIPOFF! This $300.00 borrow could turn into a nightmare for the borrower, but a POT of GOLD for the company. 

There were two options for borrowing, but I was denied the first option where the payback interest would have been much lower and easier to pay, but there were others who had this option. It took me around 6 weeks before I made this decision. I went in and out and back and forth to this company and I gathered information from a couple of regulars at the company and they told me that this company requests that you pay DOUBLE and you cannot get out of the hole and there will be extreme harassments and penalites beyond your imagination. (after the fact) I was told something different in the beginning because they wanted the $25.00 referral fee.

It is hard to tell if the company is paying a person the $25.00 referral fees when they are not present with the referred customer as well.

Your post was not well written at all. I am surprised because you state that you have "3 major university degrees". If you are being truthful, then you need to go back and sue the university(s) for allowing you to graduate. However, I suspect that the "3 major university degrees" are, at best, an exaggeration.

Why do I bother to mention this point? Because it brings doubt to the rest of your report.

If you borrowed the money from one of those high interest payday type loan places, then surely you would have read the loan terms before signing the contract, right? After all, a university graduate would make sure they aren't getting a raw deal with the loan. Or, if you have the education you claim, at least understand what the terms are in the repayment agreement. If you don't like the terms in the contract, then don't sign it and don't borrow the funds.

It doesn't matter who is at the countertop when you borrow the funds. The written contract is what governs your repayment terms. So throwing in a red herring argument about different people being there when you returned is not germane to the report at all. As an educated person, you know this but used it to distract from your culpability in this transaction.

It is very simple: you borrowed the money; you signed a contract to repay it; and, now you don't want to repay the money because it is inconvenient. Grow up.