FAIRBANKS CAPITOL ripoff Nationwide

i understand what most of you are going through we bought a house in 1999 and sold it on a land contract through the court in 2002 and fairbanks hold the morgage on the house. they bought it from nationwide credit. i never had a problem dealing woth nationwide and they were aware of the house being sold on a court order land contract to a thrid party and they were agreeative to that. but than fair banks became the morgager than they did not fallow the directions of the land contract. they tried to tell me that the new owners could not legally assume the morgage that it was not legal to do so. i than got out my original documantion and asked a lawer to explain some things to me. and in those papers it said that it was an assumable morgage. that when i spoke with them again they said that i just need to fill out some paper work and it could be done. i recieved the paperwork and it wanteds a $400application fee plus 1% of the out standing balnce on the morgage. this is all after the new owners have been making payments for over one year they still wanted to approve her as a home owner. they will not talk with her on the phone and they were not excepting her copies of the taxes and insurance being paid even through they had the proper information on them. they said they did not get them and when they did they said they were not accaptable be cause my name was not on them. they have been charging her almost $1,000 for home owners insurance that just covered the pay off amount. mind you the pay off amount is only about $30,000. they were taking all of her monthly payments to pay for the insurance causing them to show up late and instist her to catch all the payments up or they were going to foreclose on her. finally she got someone to except her proff and they sent her a check for the extra money she had paid. she has since filled a class action law suit against them here in Michigan and i hope she wins. this is the second time they have done this to her and she is going to get even ith them. you see she is an attorny here in michigan and she practice law in the same town the house is in.