Fairbanks Capital Corp ripoff CEO false promises, Surely, Mr. Ozanne cannot help us if he denies the problems, nothing has changed, where is the FBI & FTC Salt Lake City Utah

To Mr. Ozanne..

I have never heard so many lies come out of one mans voice in my 34 years of life. This by far is not a new issue for you or for Fairbanks in general. Your company has remained the same sense I was hit by there illegal and unethical practices in 1999. At no point have you mad any attempt to fix any of the issues that you have know about sense the beginning. Yet, I am sure that you continue to enjoy your million dollar income and the jet that takes you every where you go. G- at least I know where the money that was stolen from me went to. I have been one of the original voices against you and Fairbanks sense 1999. When you thought no one would notice the theft that you and your company willing do of free will. It is now 5 years later and you have done nothing to change or help any of us. What you and your company did do is, cause me a level of stress that I never new existed. I have nearly gone into a complete mental and physical break down due to your illegal practices. It has caused me more money that I have mad. The doctors bills, the medicine I take on a daily basis just to be able to function due to the non stop harassing of you and Fairbanks. You and your Fairbanks not only cost me a job from the calls I was getting at work but with the amount of stress you keep me in have cost me other great potential position I would easily be able to do prior to coming in contact with you and Fairbanks. I now struggle every day after your company telling me they would correct all the errors they had mad and stop calling me every day and every other hour.
I have the letters from your company and they are 2 years old. Why, then is it Fairbanks and you have "NOT" kept your word. O-I know the answer because you and Fairbanks are "THIEVES"! Well, Mr. Ozanne..you and Fairbanks have Foreclosed on my home twice due to the error you and Fairbanks have mad. You have caused me my health first and for most and then you have willingly continued to harass me and still my money. This in fact may be the death of me but make no mistake about it Mr. Ozanne..I will die fighting you and Fairbanks to save the home that I have worked so hard to get. I may be very stressed out and sick do to you and Fairbanks but I will not allow you or Fairbanks to "STEAL" MY Home from me. One day we will all answer for the things we have done in our life time. Mr. Ozanne, I would not want to be you when that time comes.
I "WILL FIGHT" you and Fairbanks till my last breath is taken. One finall thought for you...You promised each of us a bill of rights back in June. Please tell me where is it? What you should have done from the start and for future refferenc is send out a "TRUTH" notice to all the loans you and Fairbanks buy. It goes just like this..remember if you can what the truth is..if not this will remind you.

Dear Borrower,

Fairbanks Capital Corporation, specializes in collecting loans from those who are considered to be sub prime borrowers.

Your loan is due on or before the 1st of the month. We will initiate the fast track to foreclosure process we have in place if we do not receive your payment on or before the 1st. We will start the process then even if your contract has a 14 day grace period.

We do not guarantee that your payment will be processed in a reasonable period of time.

We will assess late fee charges to your account based upon our own mistakes. You must check your account on line everyday to be sure your funds have been attributed to the category you designate or phone our office everyday to get the status of your loan if we have made a mistake.

We will put your funds in a suspense account instead of applying the funds to your mortgage balance. We will not notify you that funds have been placed in a suspense account. It will be your responsibility to find the money and what we have done with it yourself nearly every month.

You may call our customer service representatives who will agree there has been a mistake on your account but sadly they have no authority to correct our mistakes.

There will be no record of phone calls that you make. You must continue to write letters and phone our office until we correct our own mistakes or you will be considered late and a deadbeat.

We may assess your account and threaten you with forced placed insurance eventhough you provide proof of coverage, if we cannot find your FAX or letter in our office. We do not recognize proof of service as legitimate notice you have provided proof of coverage to us.

We will demand that you sign forbearance agreements wherein you agree to waive your rights to litigate now for past causes and in the future in case we make more mistakes in servicing your loan.

We will include fees for services performed that we do not itemize or substantiate and unless you agree to pay these charges without complaint or demand for certification that these funds were expended, we will foreclose on your home.

We will send you the forbearance agreement to sign and return within too short a period of time for you to have the opportunity to consult legal counsel to determine whether it is in your best interest to sign it.

We will sell your house at auction without notifying you.

Sadly, for you, we can do all these things because there are no regulations preventing us from doing so. We will exploit your loan to the fullest extent we can get away with and maybe a little further because we have found, you will not complain in writing, you will not write your elected officials and demand investigation and remedy for the borrower.

Thanks for becoming a part of the Fairbanks family.

We love sub prime borrowers.

Respectfully,
whoever is in charge, signs it.
NOW, THAT IS TRUTH Mr. Ozanne..but then again you already know that!

To Mr. Ozanne..

I have never heard so many lies come out of one mans voice in my 34 years of life. This by far is not a new issue for you or for Fairbanks in general. Your company has remained the same sense I was hit by there illegal and unethical practices in 1999. At no point have you mad any attempt to fix any of the issues that you have know about sense the beginning. Yet, I am sure that you continue to enjoy your million dollar income and the jet that takes you every where you go. G- at least I know where the money that was stolen from me went to. I have been one of the original voices against you and Fairbanks sense 1999. When you thought no one would notice the theft that you and your company willing do of free will. It is now 5 years later and you have done nothing to change or help any of us. What you and your company did do is, cause me a level of stress that I never new existed. I have nearly gone into a complete mental and physical break down due to your illegal practices. It has caused me more money that I have mad. The doctors bills, the medicine I take on a daily basis just to be able to function due to the non stop harassing of you and Fairbanks. You and your Fairbanks not only cost me a job from the calls I was getting at work but with the amount of stress you keep me in have cost me other great potential position I would easily be able to do prior to coming in contact with you and Fairbanks. I now struggle every day after your company telling me they would correct all the errors they had mad and stop calling me every day and every other hour.
I have the letters from your company and they are 2 years old. Why, then is it Fairbanks and you have "NOT" kept your word. O-I know the answer because you and Fairbanks are "THIEVES"! Well, Mr. Ozanne..you and Fairbanks have Foreclosed on my home twice due to the error you and Fairbanks have mad. You have caused me my health first and for most and then you have willingly continued to harass me and still my money. This in fact may be the death of me but make no mistake about it Mr. Ozanne..I will die fighting you and Fairbanks to save the home that I have worked so hard to get. I may be very stressed out and sick do to you and Fairbanks but I will not allow you or Fairbanks to "STEAL" MY Home from me. One day we will all answer for the things we have done in our life time. Mr. Ozanne, I would not want to be you when that time comes.
I "WILL FIGHT" you and Fairbanks till my last breath is taken. One finall thought for you...You promised each of us a bill of rights back in June. Please tell me where is it? What you should have done from the start and for future refferenc is send out a "TRUTH" notice to all the loans you and Fairbanks buy. It goes just like this..remember if you can what the truth is..if not this will remind you.

Dear Borrower,

Fairbanks Capital Corporation, specializes in collecting loans from those who are considered to be sub prime borrowers.

Your loan is due on or before the 1st of the month. We will initiate the fast track to foreclosure process we have in place if we do not receive your payment on or before the 1st. We will start the process then even if your contract has a 14 day grace period.

We do not guarantee that your payment will be processed in a reasonable period of time.

We will assess late fee charges to your account based upon our own mistakes. You must check your account on line everyday to be sure your funds have been attributed to the category you designate or phone our office everyday to get the status of your loan if we have made a mistake.

We will put your funds in a suspense account instead of applying the funds to your mortgage balance. We will not notify you that funds have been placed in a suspense account. It will be your responsibility to find the money and what we have done with it yourself nearly every month.

You may call our customer service representatives who will agree there has been a mistake on your account but sadly they have no authority to correct our mistakes.

There will be no record of phone calls that you make. You must continue to write letters and phone our office until we correct our own mistakes or you will be considered late and a deadbeat.

We may assess your account and threaten you with forced placed insurance eventhough you provide proof of coverage, if we cannot find your FAX or letter in our office. We do not recognize proof of service as legitimate notice you have provided proof of coverage to us.

We will demand that you sign forbearance agreements wherein you agree to waive your rights to litigate now for past causes and in the future in case we make more mistakes in servicing your loan.

We will include fees for services performed that we do not itemize or substantiate and unless you agree to pay these charges without complaint or demand for certification that these funds were expended, we will foreclose on your home.

We will send you the forbearance agreement to sign and return within too short a period of time for you to have the opportunity to consult legal counsel to determine whether it is in your best interest to sign it.

We will sell your house at auction without notifying you.

Sadly, for you, we can do all these things because there are no regulations preventing us from doing so. We will exploit your loan to the fullest extent we can get away with and maybe a little further because we have found, you will not complain in writing, you will not write your elected officials and demand investigation and remedy for the borrower.

Thanks for becoming a part of the Fairbanks family.

We love sub prime borrowers.

Respectfully,
whoever is in charge, signs it.
NOW, THAT IS TRUTH Mr. Ozanne..but then again you already know that!

To Mr. Ozanne..

I have never heard so many lies come out of one mans voice in my 34 years of life. This by far is not a new issue for you or for Fairbanks in general. Your company has remained the same sense I was hit by there illegal and unethical practices in 1999. At no point have you mad any attempt to fix any of the issues that you have know about sense the beginning. Yet, I am sure that you continue to enjoy your million dollar income and the jet that takes you every where you go. G- at least I know where the money that was stolen from me went to. I have been one of the original voices against you and Fairbanks sense 1999. When you thought no one would notice the theft that you and your company willing do of free will. It is now 5 years later and you have done nothing to change or help any of us. What you and your company did do is, cause me a level of stress that I never new existed. I have nearly gone into a complete mental and physical break down due to your illegal practices. It has caused me more money that I have mad. The doctors bills, the medicine I take on a daily basis just to be able to function due to the non stop harassing of you and Fairbanks. You and your Fairbanks not only cost me a job from the calls I was getting at work but with the amount of stress you keep me in have cost me other great potential position I would easily be able to do prior to coming in contact with you and Fairbanks. I now struggle every day after your company telling me they would correct all the errors they had mad and stop calling me every day and every other hour.
I have the letters from your company and they are 2 years old. Why, then is it Fairbanks and you have "NOT" kept your word. O-I know the answer because you and Fairbanks are "THIEVES"! Well, Mr. Ozanne..you and Fairbanks have Foreclosed on my home twice due to the error you and Fairbanks have mad. You have caused me my health first and for most and then you have willingly continued to harass me and still my money. This in fact may be the death of me but make no mistake about it Mr. Ozanne..I will die fighting you and Fairbanks to save the home that I have worked so hard to get. I may be very stressed out and sick do to you and Fairbanks but I will not allow you or Fairbanks to "STEAL" MY Home from me. One day we will all answer for the things we have done in our life time. Mr. Ozanne, I would not want to be you when that time comes.
I "WILL FIGHT" you and Fairbanks till my last breath is taken. One finall thought for you...You promised each of us a bill of rights back in June. Please tell me where is it? What you should have done from the start and for future refferenc is send out a "TRUTH" notice to all the loans you and Fairbanks buy. It goes just like this..remember if you can what the truth is..if not this will remind you.

Dear Borrower,

Fairbanks Capital Corporation, specializes in collecting loans from those who are considered to be sub prime borrowers.

Your loan is due on or before the 1st of the month. We will initiate the fast track to foreclosure process we have in place if we do not receive your payment on or before the 1st. We will start the process then even if your contract has a 14 day grace period.

We do not guarantee that your payment will be processed in a reasonable period of time.

We will assess late fee charges to your account based upon our own mistakes. You must check your account on line everyday to be sure your funds have been attributed to the category you designate or phone our office everyday to get the status of your loan if we have made a mistake.

We will put your funds in a suspense account instead of applying the funds to your mortgage balance. We will not notify you that funds have been placed in a suspense account. It will be your responsibility to find the money and what we have done with it yourself nearly every month.

You may call our customer service representatives who will agree there has been a mistake on your account but sadly they have no authority to correct our mistakes.

There will be no record of phone calls that you make. You must continue to write letters and phone our office until we correct our own mistakes or you will be considered late and a deadbeat.

We may assess your account and threaten you with forced placed insurance eventhough you provide proof of coverage, if we cannot find your FAX or letter in our office. We do not recognize proof of service as legitimate notice you have provided proof of coverage to us.

We will demand that you sign forbearance agreements wherein you agree to waive your rights to litigate now for past causes and in the future in case we make more mistakes in servicing your loan.

We will include fees for services performed that we do not itemize or substantiate and unless you agree to pay these charges without complaint or demand for certification that these funds were expended, we will foreclose on your home.

We will send you the forbearance agreement to sign and return within too short a period of time for you to have the opportunity to consult legal counsel to determine whether it is in your best interest to sign it.

We will sell your house at auction without notifying you.

Sadly, for you, we can do all these things because there are no regulations preventing us from doing so. We will exploit your loan to the fullest extent we can get away with and maybe a little further because we have found, you will not complain in writing, you will not write your elected officials and demand investigation and remedy for the borrower.

Thanks for becoming a part of the Fairbanks family.

We love sub prime borrowers.

Respectfully,
whoever is in charge, signs it.
NOW, THAT IS TRUTH Mr. Ozanne..but then again you already know that!

To Mr. Ozanne..

I have never heard so many lies come out of one mans voice in my 34 years of life. This by far is not a new issue for you or for Fairbanks in general. Your company has remained the same sense I was hit by there illegal and unethical practices in 1999. At no point have you mad any attempt to fix any of the issues that you have know about sense the beginning. Yet, I am sure that you continue to enjoy your million dollar income and the jet that takes you every where you go. G- at least I know where the money that was stolen from me went to. I have been one of the original voices against you and Fairbanks sense 1999. When you thought no one would notice the theft that you and your company willing do of free will. It is now 5 years later and you have done nothing to change or help any of us. What you and your company did do is, cause me a level of stress that I never new existed. I have nearly gone into a complete mental and physical break down due to your illegal practices. It has caused me more money that I have mad. The doctors bills, the medicine I take on a daily basis just to be able to function due to the non stop harassing of you and Fairbanks. You and your Fairbanks not only cost me a job from the calls I was getting at work but with the amount of stress you keep me in have cost me other great potential position I would easily be able to do prior to coming in contact with you and Fairbanks. I now struggle every day after your company telling me they would correct all the errors they had mad and stop calling me every day and every other hour.
I have the letters from your company and they are 2 years old. Why, then is it Fairbanks and you have "NOT" kept your word. O-I know the answer because you and Fairbanks are "THIEVES"! Well, Mr. Ozanne..you and Fairbanks have Foreclosed on my home twice due to the error you and Fairbanks have mad. You have caused me my health first and for most and then you have willingly continued to harass me and still my money. This in fact may be the death of me but make no mistake about it Mr. Ozanne..I will die fighting you and Fairbanks to save the home that I have worked so hard to get. I may be very stressed out and sick do to you and Fairbanks but I will not allow you or Fairbanks to "STEAL" MY Home from me. One day we will all answer for the things we have done in our life time. Mr. Ozanne, I would not want to be you when that time comes.
I "WILL FIGHT" you and Fairbanks till my last breath is taken. One finall thought for you...You promised each of us a bill of rights back in June. Please tell me where is it? What you should have done from the start and for future refferenc is send out a "TRUTH" notice to all the loans you and Fairbanks buy. It goes just like this..remember if you can what the truth is..if not this will remind you.

Dear Borrower,

Fairbanks Capital Corporation, specializes in collecting loans from those who are considered to be sub prime borrowers.

Your loan is due on or before the 1st of the month. We will initiate the fast track to foreclosure process we have in place if we do not receive your payment on or before the 1st. We will start the process then even if your contract has a 14 day grace period.

We do not guarantee that your payment will be processed in a reasonable period of time.

We will assess late fee charges to your account based upon our own mistakes. You must check your account on line everyday to be sure your funds have been attributed to the category you designate or phone our office everyday to get the status of your loan if we have made a mistake.

We will put your funds in a suspense account instead of applying the funds to your mortgage balance. We will not notify you that funds have been placed in a suspense account. It will be your responsibility to find the money and what we have done with it yourself nearly every month.

You may call our customer service representatives who will agree there has been a mistake on your account but sadly they have no authority to correct our mistakes.

There will be no record of phone calls that you make. You must continue to write letters and phone our office until we correct our own mistakes or you will be considered late and a deadbeat.

We may assess your account and threaten you with forced placed insurance eventhough you provide proof of coverage, if we cannot find your FAX or letter in our office. We do not recognize proof of service as legitimate notice you have provided proof of coverage to us.

We will demand that you sign forbearance agreements wherein you agree to waive your rights to litigate now for past causes and in the future in case we make more mistakes in servicing your loan.

We will include fees for services performed that we do not itemize or substantiate and unless you agree to pay these charges without complaint or demand for certification that these funds were expended, we will foreclose on your home.

We will send you the forbearance agreement to sign and return within too short a period of time for you to have the opportunity to consult legal counsel to determine whether it is in your best interest to sign it.

We will sell your house at auction without notifying you.

Sadly, for you, we can do all these things because there are no regulations preventing us from doing so. We will exploit your loan to the fullest extent we can get away with and maybe a little further because we have found, you will not complain in writing, you will not write your elected officials and demand investigation and remedy for the borrower.

Thanks for becoming a part of the Fairbanks family.

We love sub prime borrowers.

Respectfully,
whoever is in charge, signs it.
NOW, THAT IS TRUTH Mr. Ozanne..but then again you already know that!

After A year of TRYING to deal with Fairbanks, we have been forced into Bankrupcy to save our house. I hope that we will be safe for at least 5 years, but what I'm worried about is after the bankrupcy is discharged I still have 5 more years to pay on this loan. I would like to pay it off while we are still in the court sytem, But I'm worried that the extra money I send will not be credited to my account.

Anyone who has dealing with Unfairbanks will need all the luck they can get.

You are doing nothing to change this company.
I had my payoff faxed from Fairbanks to congressman John Duncans office this week. I have been paying on a $17,000 loan since 1996, my amoralization statement says payoff is $13,600
Fairbanks says it is $22,000. I sent all payments certified check registered mail,on June 12th Fairbanks sent me back two checks and refused payments.

Now they want double to pay it off by July 30th or they will auction my house off on the court house steps. What have you changed?

You are doing nothing to change this company.
I had my payoff faxed from Fairbanks to congressman John Duncans office this week. I have been paying on a $17,000 loan since 1996, my amoralization statement says payoff is $13,600
Fairbanks says it is $22,000. I sent all payments certified check registered mail,on June 12th Fairbanks sent me back two checks and refused payments.

Now they want double to pay it off by July 30th or they will auction my house off on the court house steps. What have you changed?

You are doing nothing to change this company.
I had my payoff faxed from Fairbanks to congressman John Duncans office this week. I have been paying on a $17,000 loan since 1996, my amoralization statement says payoff is $13,600
Fairbanks says it is $22,000. I sent all payments certified check registered mail,on June 12th Fairbanks sent me back two checks and refused payments.

Now they want double to pay it off by July 30th or they will auction my house off on the court house steps. What have you changed?

You are doing nothing to change this company.
I had my payoff faxed from Fairbanks to congressman John Duncans office this week. I have been paying on a $17,000 loan since 1996, my amoralization statement says payoff is $13,600
Fairbanks says it is $22,000. I sent all payments certified check registered mail,on June 12th Fairbanks sent me back two checks and refused payments.

Now they want double to pay it off by July 30th or they will auction my house off on the court house steps. What have you changed?

Mr. O.

It seems to me that you are trying to candy coat the issues we victims are facing with Fairbanks Capital.

Is your home being taking away from you? Do you call your mortgage company and have people call you names and hangup on you? Are you ever put on hold just to me dropped after waiting to speak to someone after 45 mins.

These are the things that are still happening. And instead of trying to make the customer HAPPY all Fairbanks Capital does is make life a living hell. Do you lose sleep waiting for someone to take away your home you saved so hard for? Fairbanks Capital does not try to work out any situation.

They would rather foreclose on someone than to work out a payment plan or to put the due balance at the end of the loan.

Have you ever been so sick that you have been out of work for long periods of time? Then to ask your mortgage company to work with you
and then they tell you too bad, no way are we going to work with you on this and the past due is due now or your house is gone?

Have you ever paid a bill and find out they lost your payment? YOU have no idea do you. You
letter speaks for it self. You are turning the check as to what the employees are doing to the victims of Fairbanks.

You don't care about anyone but yourself and that paycheck you get. To you get any money from the forecloser of peoples homes? I am so sick of Fairbanks Capital as well as alot of of American victims that your company has s***d.

Do you really believe that the FBI, the FTC and HUD don't know about the continuing fraud that Fairbanks is perpetrating?? It's being documented here daily. All of us who are caught up in this mess come here almost daily and see a new posting by someone who's just had their first (or another) experience in this ongoing horror story.

Where are our protectors? Our Senators, Congressmen & Women, Oversight Committies...? I haven't seen any media coverage lately either... This is definitely newsworthy, we are worthy...what power does this company have, and more importantly, who does it have in it's deep pockets??? Sooner or later, it must come to light Mr. O.

Enron was toppled, Andersen was shut down, my God, why can't they put Fairbanks on the hot seat and in front of a congressional investigation committee?? This company is obscene in it's treatment of consumers, but I don't see anyone taking them to task. Do you know the rule of three, Mr. O? It says that whatever you do to another will come back to you times three, be it good or bad. I'd be watching the sky for lightning Mr. O, if I were you.

Justice must prevail, or we're all living a delusion when we say that we live in a democratic society that provides justice for all. We don't even have the freedom to live peacfully in our homes, or feel that our children have a safe place when we tuck them in at night. This is wrong, very wrong.

Mr. O, you should be very concerned...you can only perpetrate a fraud for so long...then you must pay the piper(s).

I have read the other complaints regarding fairbanks, and I just thought you should know that, in california, fairbanks is continuing their practice of losing customer payments, making harrasing phone calls, charging extra fees on payments "not received by them", and threatening forclosure. Up until fairbanks lost my may payment I had not had any late payments, and at 39 years I had not had a 30 day late on my credit. Fairbanks has changed all that, and they are so expert at getting their customers to chase their tails that by the time most people figure out what is going on it is to late. Presently fairbanks owes me 2700.00, wells fargo has provided them with proof of payment (cashed check) but fairbanks says they are "still investigating this matter" and the ordeal is ongoing. It is obvious to me that fairbanks has turned taking money (and homes) away from their customers into an art form. I have contacted many people about fairbanks but I am being told that their is nothing that can be done. Their must be somebody who can help fairbanks customers. I know I am in the right, but losing my home to these people would make being right a very hollow victory. If their are any people that think that all this is made up, I would be more than happy to let you listen to the tapes of my ongoing conversations with fairbanks (fairbanks employees always gave consent prior to taping) hearing the people at fairbanks dealing with their customers should be quite eye opening to all skeptics. thank you

I have read the other complaints regarding fairbanks, and I just thought you should know that, in california, fairbanks is continuing their practice of losing customer payments, making harrasing phone calls, charging extra fees on payments "not received by them", and threatening forclosure. Up until fairbanks lost my may payment I had not had any late payments, and at 39 years I had not had a 30 day late on my credit. Fairbanks has changed all that, and they are so expert at getting their customers to chase their tails that by the time most people figure out what is going on it is to late. Presently fairbanks owes me 2700.00, wells fargo has provided them with proof of payment (cashed check) but fairbanks says they are "still investigating this matter" and the ordeal is ongoing. It is obvious to me that fairbanks has turned taking money (and homes) away from their customers into an art form. I have contacted many people about fairbanks but I am being told that their is nothing that can be done. Their must be somebody who can help fairbanks customers. I know I am in the right, but losing my home to these people would make being right a very hollow victory. If their are any people that think that all this is made up, I would be more than happy to let you listen to the tapes of my ongoing conversations with fairbanks (fairbanks employees always gave consent prior to taping) hearing the people at fairbanks dealing with their customers should be quite eye opening to all skeptics. thank you

I have read the other complaints regarding fairbanks, and I just thought you should know that, in california, fairbanks is continuing their practice of losing customer payments, making harrasing phone calls, charging extra fees on payments "not received by them", and threatening forclosure. Up until fairbanks lost my may payment I had not had any late payments, and at 39 years I had not had a 30 day late on my credit. Fairbanks has changed all that, and they are so expert at getting their customers to chase their tails that by the time most people figure out what is going on it is to late. Presently fairbanks owes me 2700.00, wells fargo has provided them with proof of payment (cashed check) but fairbanks says they are "still investigating this matter" and the ordeal is ongoing. It is obvious to me that fairbanks has turned taking money (and homes) away from their customers into an art form. I have contacted many people about fairbanks but I am being told that their is nothing that can be done. Their must be somebody who can help fairbanks customers. I know I am in the right, but losing my home to these people would make being right a very hollow victory. If their are any people that think that all this is made up, I would be more than happy to let you listen to the tapes of my ongoing conversations with fairbanks (fairbanks employees always gave consent prior to taping) hearing the people at fairbanks dealing with their customers should be quite eye opening to all skeptics. thank you

I have read the other complaints regarding fairbanks, and I just thought you should know that, in california, fairbanks is continuing their practice of losing customer payments, making harrasing phone calls, charging extra fees on payments "not received by them", and threatening forclosure. Up until fairbanks lost my may payment I had not had any late payments, and at 39 years I had not had a 30 day late on my credit. Fairbanks has changed all that, and they are so expert at getting their customers to chase their tails that by the time most people figure out what is going on it is to late. Presently fairbanks owes me 2700.00, wells fargo has provided them with proof of payment (cashed check) but fairbanks says they are "still investigating this matter" and the ordeal is ongoing. It is obvious to me that fairbanks has turned taking money (and homes) away from their customers into an art form. I have contacted many people about fairbanks but I am being told that their is nothing that can be done. Their must be somebody who can help fairbanks customers. I know I am in the right, but losing my home to these people would make being right a very hollow victory. If their are any people that think that all this is made up, I would be more than happy to let you listen to the tapes of my ongoing conversations with fairbanks (fairbanks employees always gave consent prior to taping) hearing the people at fairbanks dealing with their customers should be quite eye opening to all skeptics. thank you

TO CEO O

I WILL NOT DIGNIFY THE NAME WITH A MR. AS I RESERVE THAT TO A MAN I CAN RESPECT , AND CEO O I HAVE NO RESPECT FOR YOU OR THOMAS BASMAJIAN OR ANY ONE ANE ELSE THAT REPRESENTS FAIRBANKS, FAIR THATS A JOKE . BANKS THATS FOR ALL THE MONEY YOU STICK IN YOUR SWISS ACCOUNTS . OUR MONEY.

AFter the Japanese bombed Pearl Harbor, one of their Admirils stated that they HAD AWAKEN A SLEEPING GIANT. WELL CEO O YOU AWAKEN A GIANT GROUP of Anericans made up of your victims . They are victims of your GREED. YOU HAVE TRIED TO SILENCE US BUT WE WILL NOT BE SILENCED. YOU made all of us that have united to defeat you and others like you , even stronger. We united in a way you could never HAVE imagined. We have formed a group where we have forged friendships , and support and a bond so strong that people like you can not seperate with a crowbar. Your power is no good any longer. Money may talk for you but the Spirit of the American People can not be silenced especially as they beleve as I do that the power of the pen speaks louder than the power of money. We have been writing letters to Senators . Congressmen and to Governors and Attorney Generals . to the media to the newspapers and to each other. SOON OUR VOICES WILL BE SO LOUD THAT IT WILL SOUND LIKE THUNDER. aND CEO O WITH THUNDER COMES LIGHTNING STRIKES and they can be very bright and beautiful but deadly and to be feared. YOU steal peoples HOMES . YES HOMES . TO YOU THEY ARE HOUSES which later you givr Habitat for HUMANITY in the name of charity . you had your new best buddies BRIAN AND cRAIG TO WORK FOR YOU SO THAT THEY CAN EXPLAIN TO US HOW YOU TURN OUR STOLEN HOUSES INTO HOMES . THAT NEW PR WEBSITE IS SO FULL OF CRAAP . DO YOU REALLY BELEVE WE ARE SO STUPID THAT YOU AND BRIAN AND CRAIG THINK WE WE WOULD FALL FOR A SQUEEKY CLEAN BUCKET OF CRAP CALLED BORROWERSHELP . COM . ANYONE GOING TO THAT SITE BETER GRAB A BARF BAG . YOU TURNED TO MEN THAT WERE A FINE EXAMPLE OF MANHOOD AND THAT WE HAD RESPECT FOR INTO SOMETHING THEY SHOULD FEEL ASHAMED TO EVEN WAKE UP AND SEE THEIR FACES IN THE MIRROR. WAKE UP AND SMELL THE COFFEE CRAIG AND BRIAN . THEY HAVE TURNED YOU INTO DRUG INDUCED COPIES OF THE FB EMPLOYEES THEY HIRE .
WHERE IS THE BILL OF RIGHTS PROMISED TO US. WE ARE NOT HOLDING OUR BREATHS BUT INSTEAD WILL SEE THAT BILLS IN CONGRESS AND SENATE ARE WRITTEN AND ENDORSED. THIS FIGHT AGAINST EVILDOERS LIKE YOU HAS ONLY BEGUN AND WILL END ONLY WHEN WE GET JUSTICE AND PRISON TERMS. GOD HAS A NAME FOR A PLACE FOR PEOPLE LIKE YOU AND THOSE IN OTHER PREDATORY MORTGAGE COMPANIES . ITS CALLED Hell!!!!!!!!!!

AN AMERICAN AGAINST EVILDOERS
TEXAN BY CHOICE

TO CEO O

I WILL NOT DIGNIFY THE NAME WITH A MR. AS I RESERVE THAT TO A MAN I CAN RESPECT , AND CEO O I HAVE NO RESPECT FOR YOU OR THOMAS BASMAJIAN OR ANY ONE ANE ELSE THAT REPRESENTS FAIRBANKS, FAIR THATS A JOKE . BANKS THATS FOR ALL THE MONEY YOU STICK IN YOUR SWISS ACCOUNTS . OUR MONEY.

AFter the Japanese bombed Pearl Harbor, one of their Admirils stated that they HAD AWAKEN A SLEEPING GIANT. WELL CEO O YOU AWAKEN A GIANT GROUP of Anericans made up of your victims . They are victims of your GREED. YOU HAVE TRIED TO SILENCE US BUT WE WILL NOT BE SILENCED. YOU made all of us that have united to defeat you and others like you , even stronger. We united in a way you could never HAVE imagined. We have formed a group where we have forged friendships , and support and a bond so strong that people like you can not seperate with a crowbar. Your power is no good any longer. Money may talk for you but the Spirit of the American People can not be silenced especially as they beleve as I do that the power of the pen speaks louder than the power of money. We have been writing letters to Senators . Congressmen and to Governors and Attorney Generals . to the media to the newspapers and to each other. SOON OUR VOICES WILL BE SO LOUD THAT IT WILL SOUND LIKE THUNDER. aND CEO O WITH THUNDER COMES LIGHTNING STRIKES and they can be very bright and beautiful but deadly and to be feared. YOU steal peoples HOMES . YES HOMES . TO YOU THEY ARE HOUSES which later you givr Habitat for HUMANITY in the name of charity . you had your new best buddies BRIAN AND cRAIG TO WORK FOR YOU SO THAT THEY CAN EXPLAIN TO US HOW YOU TURN OUR STOLEN HOUSES INTO HOMES . THAT NEW PR WEBSITE IS SO FULL OF CRAAP . DO YOU REALLY BELEVE WE ARE SO STUPID THAT YOU AND BRIAN AND CRAIG THINK WE WE WOULD FALL FOR A SQUEEKY CLEAN BUCKET OF CRAP CALLED BORROWERSHELP . COM . ANYONE GOING TO THAT SITE BETER GRAB A BARF BAG . YOU TURNED TO MEN THAT WERE A FINE EXAMPLE OF MANHOOD AND THAT WE HAD RESPECT FOR INTO SOMETHING THEY SHOULD FEEL ASHAMED TO EVEN WAKE UP AND SEE THEIR FACES IN THE MIRROR. WAKE UP AND SMELL THE COFFEE CRAIG AND BRIAN . THEY HAVE TURNED YOU INTO DRUG INDUCED COPIES OF THE FB EMPLOYEES THEY HIRE .
WHERE IS THE BILL OF RIGHTS PROMISED TO US. WE ARE NOT HOLDING OUR BREATHS BUT INSTEAD WILL SEE THAT BILLS IN CONGRESS AND SENATE ARE WRITTEN AND ENDORSED. THIS FIGHT AGAINST EVILDOERS LIKE YOU HAS ONLY BEGUN AND WILL END ONLY WHEN WE GET JUSTICE AND PRISON TERMS. GOD HAS A NAME FOR A PLACE FOR PEOPLE LIKE YOU AND THOSE IN OTHER PREDATORY MORTGAGE COMPANIES . ITS CALLED Hell!!!!!!!!!!

AN AMERICAN AGAINST EVILDOERS
TEXAN BY CHOICE

TO CEO O

I WILL NOT DIGNIFY THE NAME WITH A MR. AS I RESERVE THAT TO A MAN I CAN RESPECT , AND CEO O I HAVE NO RESPECT FOR YOU OR THOMAS BASMAJIAN OR ANY ONE ANE ELSE THAT REPRESENTS FAIRBANKS, FAIR THATS A JOKE . BANKS THATS FOR ALL THE MONEY YOU STICK IN YOUR SWISS ACCOUNTS . OUR MONEY.

AFter the Japanese bombed Pearl Harbor, one of their Admirils stated that they HAD AWAKEN A SLEEPING GIANT. WELL CEO O YOU AWAKEN A GIANT GROUP of Anericans made up of your victims . They are victims of your GREED. YOU HAVE TRIED TO SILENCE US BUT WE WILL NOT BE SILENCED. YOU made all of us that have united to defeat you and others like you , even stronger. We united in a way you could never HAVE imagined. We have formed a group where we have forged friendships , and support and a bond so strong that people like you can not seperate with a crowbar. Your power is no good any longer. Money may talk for you but the Spirit of the American People can not be silenced especially as they beleve as I do that the power of the pen speaks louder than the power of money. We have been writing letters to Senators . Congressmen and to Governors and Attorney Generals . to the media to the newspapers and to each other. SOON OUR VOICES WILL BE SO LOUD THAT IT WILL SOUND LIKE THUNDER. aND CEO O WITH THUNDER COMES LIGHTNING STRIKES and they can be very bright and beautiful but deadly and to be feared. YOU steal peoples HOMES . YES HOMES . TO YOU THEY ARE HOUSES which later you givr Habitat for HUMANITY in the name of charity . you had your new best buddies BRIAN AND cRAIG TO WORK FOR YOU SO THAT THEY CAN EXPLAIN TO US HOW YOU TURN OUR STOLEN HOUSES INTO HOMES . THAT NEW PR WEBSITE IS SO FULL OF CRAAP . DO YOU REALLY BELEVE WE ARE SO STUPID THAT YOU AND BRIAN AND CRAIG THINK WE WE WOULD FALL FOR A SQUEEKY CLEAN BUCKET OF CRAP CALLED BORROWERSHELP . COM . ANYONE GOING TO THAT SITE BETER GRAB A BARF BAG . YOU TURNED TO MEN THAT WERE A FINE EXAMPLE OF MANHOOD AND THAT WE HAD RESPECT FOR INTO SOMETHING THEY SHOULD FEEL ASHAMED TO EVEN WAKE UP AND SEE THEIR FACES IN THE MIRROR. WAKE UP AND SMELL THE COFFEE CRAIG AND BRIAN . THEY HAVE TURNED YOU INTO DRUG INDUCED COPIES OF THE FB EMPLOYEES THEY HIRE .
WHERE IS THE BILL OF RIGHTS PROMISED TO US. WE ARE NOT HOLDING OUR BREATHS BUT INSTEAD WILL SEE THAT BILLS IN CONGRESS AND SENATE ARE WRITTEN AND ENDORSED. THIS FIGHT AGAINST EVILDOERS LIKE YOU HAS ONLY BEGUN AND WILL END ONLY WHEN WE GET JUSTICE AND PRISON TERMS. GOD HAS A NAME FOR A PLACE FOR PEOPLE LIKE YOU AND THOSE IN OTHER PREDATORY MORTGAGE COMPANIES . ITS CALLED Hell!!!!!!!!!!

AN AMERICAN AGAINST EVILDOERS
TEXAN BY CHOICE

TO CEO O

I WILL NOT DIGNIFY THE NAME WITH A MR. AS I RESERVE THAT TO A MAN I CAN RESPECT , AND CEO O I HAVE NO RESPECT FOR YOU OR THOMAS BASMAJIAN OR ANY ONE ANE ELSE THAT REPRESENTS FAIRBANKS, FAIR THATS A JOKE . BANKS THATS FOR ALL THE MONEY YOU STICK IN YOUR SWISS ACCOUNTS . OUR MONEY.

AFter the Japanese bombed Pearl Harbor, one of their Admirils stated that they HAD AWAKEN A SLEEPING GIANT. WELL CEO O YOU AWAKEN A GIANT GROUP of Anericans made up of your victims . They are victims of your GREED. YOU HAVE TRIED TO SILENCE US BUT WE WILL NOT BE SILENCED. YOU made all of us that have united to defeat you and others like you , even stronger. We united in a way you could never HAVE imagined. We have formed a group where we have forged friendships , and support and a bond so strong that people like you can not seperate with a crowbar. Your power is no good any longer. Money may talk for you but the Spirit of the American People can not be silenced especially as they beleve as I do that the power of the pen speaks louder than the power of money. We have been writing letters to Senators . Congressmen and to Governors and Attorney Generals . to the media to the newspapers and to each other. SOON OUR VOICES WILL BE SO LOUD THAT IT WILL SOUND LIKE THUNDER. aND CEO O WITH THUNDER COMES LIGHTNING STRIKES and they can be very bright and beautiful but deadly and to be feared. YOU steal peoples HOMES . YES HOMES . TO YOU THEY ARE HOUSES which later you givr Habitat for HUMANITY in the name of charity . you had your new best buddies BRIAN AND cRAIG TO WORK FOR YOU SO THAT THEY CAN EXPLAIN TO US HOW YOU TURN OUR STOLEN HOUSES INTO HOMES . THAT NEW PR WEBSITE IS SO FULL OF CRAAP . DO YOU REALLY BELEVE WE ARE SO STUPID THAT YOU AND BRIAN AND CRAIG THINK WE WE WOULD FALL FOR A SQUEEKY CLEAN BUCKET OF CRAP CALLED BORROWERSHELP . COM . ANYONE GOING TO THAT SITE BETER GRAB A BARF BAG . YOU TURNED TO MEN THAT WERE A FINE EXAMPLE OF MANHOOD AND THAT WE HAD RESPECT FOR INTO SOMETHING THEY SHOULD FEEL ASHAMED TO EVEN WAKE UP AND SEE THEIR FACES IN THE MIRROR. WAKE UP AND SMELL THE COFFEE CRAIG AND BRIAN . THEY HAVE TURNED YOU INTO DRUG INDUCED COPIES OF THE FB EMPLOYEES THEY HIRE .
WHERE IS THE BILL OF RIGHTS PROMISED TO US. WE ARE NOT HOLDING OUR BREATHS BUT INSTEAD WILL SEE THAT BILLS IN CONGRESS AND SENATE ARE WRITTEN AND ENDORSED. THIS FIGHT AGAINST EVILDOERS LIKE YOU HAS ONLY BEGUN AND WILL END ONLY WHEN WE GET JUSTICE AND PRISON TERMS. GOD HAS A NAME FOR A PLACE FOR PEOPLE LIKE YOU AND THOSE IN OTHER PREDATORY MORTGAGE COMPANIES . ITS CALLED Hell!!!!!!!!!!

AN AMERICAN AGAINST EVILDOERS
TEXAN BY CHOICE

Mr. O,

Show me the $$ and maybe we will believe all of your false promises. While you have stopped our momentum by your very well placed words and have finally silenced the Conti-FB.com website (even though bribery and ... did not work)So you finally convinced our webmaster that you were going to change. NOT!

Homes are still being stolen. Forced placed insurance still charged to an account even when the homeowner has insurance in place. Refunds promised - some in writing and then WHOOPS you're not going to get it. Wrongfuly injust foreclosures, charging for drive bys and now- WHAT? in house inspections? Without notice? By whose law?

What about that comment made to a borrower "maybe you should seek assistance in paying your mortgage from your local Catholic Services?"

A suggestion for you Mr. O (as you have NOT earned my respect to call you by your full name) - maybe start at the bottom UP. Get the people like this out of your company:

Location: ~~~~P H I L L Y~~~~
Sex: Male
Hobbies & Interests: P A R T Y I N G
Favorite Gadgets: whats up to all my poeple,I'm not putting names so nobody feels left out
Occupation: I am a Foreclosure Specialist for a Morgage Servicing Company, Fairbanks Capital Corp.
Hometown HomePage: http://hometown.aol.com/alwaystwisted21/

Check it out Mr. O - see what kind of "foreclosure specialists" FB is really hiring. I urge the media to do the same.

Again Mr. O - you want us to pay our mortgage payments timely and most of us do. You want FB to succeed. Well Mr. O - show me the $$$ and refund all that FB has stolen, or are you off on that jet?

Fed up with FB

If the CEO is so determined to fix the problems at Fairbanks why hasn't anyone replied to the state investigation in my case(North Carolina). The state attorney has requested the results of their investigation into my case 3 TIMES and hasn't replied. Noone at the questions e-mail has returned my request or replied to my question "WHERE'S MY MONEY". The advocates site hasn't returned my request as to how I'm suppose to straighten this nightmare out. I don't think they ever intended to straighten anything out with the homeowners they've put up a smoke screen to make sure federal and state agencies are blind to the real reason why Fairbanks is illegally taking our homes and ruining our lives.I also had to file bankruptsy. The claim Fairbanks filed with the court for the arrears was $11.000.00. Can you believe that? After Fairbanks stated in a letter sent to me on Aug.2,2002 that they would be investigating my case according to the RESPA(and never responed by the way) some of the payments sent were released from a suspense account and credited not to the principle but to fees.Now to the CEO of Fairbanks Capital Corp. I WANT TO KNOW WHERE MY MONEY IS?

Dear Mr. Ozanne:
I have MANY names for you but I am sure you have heard them all. Fairbanks has not changed and you are fully aware of that. You show us ONE consumer who (without fighting with their life) has been or is happy with your company.

I am appalled that you have the nerve to think that anyone would even beleive your words after ALL that we have and continue to go through with the company that you represent!

"News flash" Mr. Ozanne, WE ARE NOT GOING AWAY!! You have allowed FB to try to strip us of our homes,and our dignity and you continue to do so while pretending that you really want to get things resolved.

I would love to see you and the other controlling members of this company face to face. That way I would have a clear picture of what evil really looks like!

DO YOU REALLY UNDERSTAND?? People are having to give up what they have worked for, for most of their lives. These are FAMILIES! Mother's, Father's, Children, Grandma's and Grandpa's!! Do you care?

Do you not find it odd that a MOST of the homes that are being taken are from people that have had them for many, many years? Or IS that what you understand?

I (along with other's) WILL fight! I may end up in a cardboard box but as long as I can write a letter, and have access to a computer I will NOT go away!

Today is independence day. There are people dying as we speak, for MY freedom. I WILL NOT let them down. You will NOT take away MY independence!

Mr. Ozanne, you know what is going on and you are not stopping it. May God help you all!