Farmers Insurance - Insurance Payout Fraud Saint Louis Missouri

My wifes car was hit in a walmart parking lot May 30th , 2010.  A gal backed out of a slot and ran her truck into my wifes car.  No police report, no witnesses.  They swapped some info.  Now we are playing tag with Farmers trying to get them to talk to us and file a claim.  Its been 6 days.  Guess Farmers is a unprofessional company. Caved in both passenger doors. 

This sounds like a horrible experience, although some of the details are missing as your report does not include the actual insured persons account or information. This is 3rd party perspective and does not specify what kind of coverage the insured had at the time. I have been a long time customer of Farmers Insurance and have found them to be a great company. I was in a car accident in a 2yr old 320 Mercedes where a minimally insured person was at fault. The deployment of the airbags alone would cost $25,000 to replace and the other drivers insurance only covered $15,000 for the entire accident. My car was considered totalled. Farmers Insurance took care of the entire thing. All I had to do was drive to their office and sign a release for the vehicle. They never raised my rates and I never receive any additional bills. The best part was the way the entire accident was handled and the care we received. When Farmers says they get you back to where you were before the accident they are not kidding. I have full coverage and perhaps that's the difference.

What kind of car did you own? 5k is a large sum of money for a parking lot accident. Did the other party hit your car at full force? Did you see the damage to her car? Everyone wants to talk about how the Insurance Companies just take. How many Insurance companies are there and how many Insured's. Unfortunately your fellow Americans continue to file false insurance claims and cause the people who have legit ones to be looked at under a microscope. You should have filed under your own Insurance and had your company subrogate against Farmers if they didn't offer what you wanted.