FAST DEBT SOLUTIONS U.S. Debt Settlement, American Debt Control, RAM Financial FAST DEBT SOLUIONS, POOR CUSTOMER SERVICE, EVEN WORSE MANGEMENT THAT HIRE THIEVES Grapevine, Texas

Most people that get ripped off nowadays only get ripped off because they allow someone to do so. Pay attention! Use common sense! Think! Wake up!!

COMMON SENSE would tell anyone not to blindly wire money to anyone!!

That is just plain stupid!

Wiring money to an unknown person is no different than opening your car window at an intersection and handing cash to a person walking by! REALLY!

You should ONLY wire money to someone you know and trust as there is no recourse for you  on wired money. NONE!

Furthermore, there is absolutely no reason to use any "debt settlement" company. They cannot do anything at all for you that you cannot do for yourself, and MOST of the time, they make your financial situation AND your credit worse.

Work on your common sense to avoid future rip offs.

The recent post confirms the employment issues this company has.  The Attorney General along with the FTC should investigate this company.

I am a long time employee of American Debt Control and I can tell you that the obvious flagrant implications made about our company by this so called client were actually made by a disgruntled employee that I worked closely with. This is not this ex-employees first or even second attempt at lashing out at our company. To provide you with some background information, during her employment here she continually made up falsities about fellow employees damaging reputations and potentially putting their jobs at risk. I was a friend of hers and trusted what she said to me until the details of her stories continually changed I started slowly establishing that not only was there no foundation for her insane accusations, there was also no motivation for her lies.

 I am the senior most person at American Debt Control and I can assure you that the owner of this company Mike Mann takes constant concern over the well-being of his clients and employees, making several concessions for this particular employee to make sure she was comfortable and happy at her place of work.  However, she would randomly give her official notice to quit and then shortly after take it back. After she gave her last notice, and changed her mind yet again - it became more apparent that her most recent insane accusations were in fact made up. And the decision to let her go was made. Every since this time she has anonymously harassed our company making phone calls and hanging up, yet showing up on caller ID. Sending in anonymous disturbing faxes and emails with sole intent of continuing the same harassing behavior that was experienced during her time of employment.

I would also like to mention that the client she is falsely claiming to be was contacted and does not appreciate the misconstruction of her experiences with our company or the very bad impersonation. This same client has offered any help and assistance in lending the truth to this false posting and that is she is utterly and completely satisfied & grateful to the efforts and outcome of the resolution of her accounts by our company. I also would like to add that frequently in our company praise emails will be shared via email to everyone in the office. These are messages from happy clients telling us how we have changed their lives because they are not only no longer in debt but also saved a ridiculous amount of money in the process.

 This was a very cowardly and ill intended attack against our company and its owner Mike Mann, who once again I can tell you is held to the highest regard & not because of his position but due to the integrity and professionalism that he shows, even in difficult situations. Let it also be noted that the people employed here are for the greater majority composed of long time employees and the most skilled and capable group of people you will find in the industry with the sole intent of providing excellent service to its customers. 

I ask that you be mindful that anything can be posted by anyone on the internet at any time without verification of authenticity, opening the door for all forms of harassment of which no responsibility is taken. Furthermore when you stand behind your words you sign your name to it. You will notice my name listed below!

Thank you for your time.

Heather Brown

This is astounding - given the events there is nothing to loose in filing a report with this government agency:

http://www.ftc.gov/reports/index.htm

U.S. Debt Settlement is basically a shell company that acts as the parent company to the companies listed above, a clean shell to go public on the Frankfurt Stock Exchange and to raise capital.

After acquiring Compass Credit Services and Equity Development Group from Sam Congdon in 2009, U.S. Debt Settlement bought the other companies in 2010 and what has transpired since the mergers has been nothing short of a nightmare.

American Debt Control, acquired March 2010 Employee of U.S. Debt Settlement was brought to Grapevine, TX to administer the settlements and legal department. Soon after his arrival a female employee filed sexual harassment charges on him. After management heard from numerous employees, male and female, that in fact he does act in an uncomfortable manner; the male employee stayed and the female employee did not.

Fast Debt Solutions, acquired April 2010 Sang Le was hired. Yes, he was hired with no background check and later found he was on probation for a previous theft charge. Soon after his hire, he did steal from multiple clients totaling $25,000.00. The Grapevine police were called and suggested we file charges, management chose not to. Sang Le is now free to do this to another company.

RAM Financial, acquired August 2010 After the acquisition and the company was brought to Grapevine, we found that more than half of the clients have legal accounts. Sorry to say, a great deal of these clients will be sued. After reviewing the accounts, hiring a licensed attorney has been recommended. The appropriate help needed has not been hired at this time.

Along with being mismanaged, currently there are only 10 to 12 employees left to handle the accounts for approximately 4000 clients. Its difficult to give nothing but poor customer service.

Trust and integrity should be a common business practice but sadly isnt practiced in this house of cards due to the management team, Michael Mann, CEO and Sam Congdon, Operations and Hiring Manger. Also known as Scam Congdon in the offshore industry.

http://www.dallasnews.com/sharedcontent/dws/bus/stories/DN-offshore_13bus.ART0.State.Edition1.1f2f04a.html

Hopefully these two decision makers can learn from their toxic mistakes and develop some professionalism. If not to give their employees and investors an organization they can be proud of, then please do so for their fee paying customers.