Report: #782404


  • Submitted: Wed, September 28, 2011
  • Updated: Thu, January 17, 2013
  • Reported By: mike — frankfort Illinois United States of America
    40622 Mound rd
    United States of America

FEDERAL EMPLOYEES RETIREMENT SERVICES Hired as a insurance salesmen . promised leads in my area . only recieved ONE, Internet

*General Comment: If it walks like a duck, talks like a duck, and acts like a duck, chances are it is a duck.

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If you are a licensed INSURANCE PRODUCER  do not contract to sell products to post office employees.  These guys try to pretend that they are working for the Federal government but there not. They send a Questionnaire to postal employees that appear to be from the goverment but in the small print on the bottom of the questionaire it says "NOT AFFLIATED WITH ANY FEDERAL AGENCY'.  These people , prey on the postal employee to sell them greatly inflated roth IRA s and over priced life insurance products.  During my breif tenure there they tried to give me leads 2 and 3 hours from my house and i was told take it or leave it.  If you value your LICENSE  dont work for these individuals.  They are very un-proffessional and they DONT REQUIRE ERRORS AND OMMISSIONS  insurance .  , witch would put your license in jeopardy.  any questions call me (((phone number redacted)))

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#1 General Comment

If it walks like a duck, talks like a duck, and acts like a duck, chances are it is a duck.

AUTHOR: jimatax - (United States of America)

Dear Agent,

To be sure, a large and growing share of government workers are tapping their retirement savings accounts for non-retirement needs, raising broad questions about the effectiveness of one of the most important savings vehicles for old age. This is your opportunity to help people.

The Board that administers the Federal TSP is chaired by a staff in the OPM Office. According to Kevin Laird, federal employees urgently need to speak with financial professionals about their retirement. This is your opportunity to help people. 

With federal policymakers eyeing cuts to Social Security benefits and Medicare to rein in soaring federal deficits, and traditional pensions in a long decline, retirement savings experts say the drain from the accounts has dire implications for future retirees. This is your opportunity to help people!

In my experience it is better to help people get what they want. The agent who wrote the astringent report is clearly getting emotional. This behavior is not surprising because Were going from bad to worse, said Diane Oakley, executive director of the National Institute on Retirement Security. And the savings in individual retirement savings accounts which already are severely underfunded continue to leak out at a high rate.

Federal Employees can benefit greatly from speaking with a professional adviser. A report due out this week from the financial advisory firm HelloWallet found that more than one in four workers dip into retirement funds to pay their mortgages, credit card debt or other bills. Those in their 40s have been the most likely culprits one-third are turning to such accounts for relief.

The investment advice out there needs to recognize that a large share of participants is not going to use the money for retirement, so they should not be exposed to risky investments, Fellowes said. There is no investment adviser in the country who would put workers in the stock market if they were told the money being invested was for short-term needs.

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