Report: #1171649

Complaint Review: Fico Perfection

  • Submitted: Fri, August 22, 2014
  • Updated: Wed, March 11, 2015
  • Reported By: dee — jacksonville Florida
  • Fico Perfection
    3200 Southwest Freeway
    Houston, Texas

Show customers why they should trust your business over your competitors...


whoever is supposedly operating under this company name took my money and never performed any services they do not answer their phone anymore after you pay this website is bulls***

going by the supposed name of Jack Dunham

taking payments through various business names to a US bank account

advertising on Craigslist that they will supposedly build business credit for you and a supposed CPN file & obtain business credit

Supposed address 

3200 Southwest Freeway

Houston Tx 77027

 the cell phone service is supposedly listed through Huntington Beach California 92648

google says that telephone number is through cost plus communications probably some type of prepaid call forwarding service

 if I find this person I have a very good surprise for him



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This report was posted on Ripoff Report on 08/22/2014 12:35 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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Updates & Rebuttals


#1 REBUTTAL Individual responds

REAL name Isaac John Miller

AUTHOR: Ann - ()

If anyone leaves or knows anyone in Irvine, CA, this is where he and his wife are located.  They both are con artist. THe only way to get your money back is to get him directly.  

He and his wife have been scamming people for many years.He is from Iowa and his wife is Korean.

Check out twitter zcigar to see their picture so you can get them in jail 

They currently reside in Irvine, CA


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#2 General Comment

Rip Off

AUTHOR: Big E - ()

 I have to sent money in to your business and all i got was the run around about why i havent been funded. Your web page says that you will give weekly updates but you never called me or answer the phone when i call you for updates. I only get some questions answered.

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#3 Author of original report

internet scams complaint ( FBI )

AUTHOR: Jack - ()


here is a link to the Internet crimes complaint department of the FBI


he is breaking federal law by stealing our money via internet scam he is also breaking federal law by offering credit repair or credit services for an upfront fee that is against federal law it is also against federal law to charge someone a fee to apply for a credit card it is also against federal law to steal someones identification information for an internet scam


if you are a new person reading this report someone that has just found an ad posted up by this person with this website 


Please file a complaint with the FBI

(here) :





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#4 Author of original report

internet scam fraud

AUTHOR: - ()

Every one that has been scammed by this thief is not wrong for wanting a clean credit report or some good upstanding business credit facilitated for them


Wanting those things is not illegal hiring a company  to perform those services for you is not illegal


Stealing peoples money via internet scam is illegal

From now on do not let this thief violate any more federal laws regarding stealing your money via "internet scam"


Contact the FBI


Here is a link to the "internet scams & white collar crimes department" of the FBI

(   )


As you can see if you read through thier website he has committed multiple crimes according to the FBI & I am absolutely sure that they will love to hear all of our complaints in the internet scams and fraud department so please don't hesitate it is very easy to file your complaint as you can see if you click the link that I have included above or cut and copy it into your browser


please do not be responsible for allowing this jackass to rip off or steal anyone else's money


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#5 Author of original report

keep me posted

AUTHOR: - ()

I definitely have the money and I will most definitely fly to anywhere in the United States to bust this guy , keep me posted

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#6 Consumer Comment

Jack Dunham is a thief.

AUTHOR: Ed in Denver. - ()

Jack Dunham is a thief.    I've given him a deadline to produce what he promised by noon tomorrow.    I'm meeting with the main task force leader for internet crime in the western states.    The lady guy that scammed me went to jail with this guys help.      Thus investigator is awesome.    he will get him.   Jack you have till noon.    Last chance.  Ed in Denver.  

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#7 Author of original report


AUTHOR: dee - ()

FICO PERFECTION is an (internet scam artist)

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#8 Consumer Comment


AUTHOR: Queen - ()

 Yes. Has anyone received funding or a refund yet? I just paid my remaining upfront fee as well. I hope and pray this not a scam.. Thanks.

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#9 Author of original report


AUTHOR: Angela - ()



He is also advertising by the name of Andy in "Los Angeles"


I wonder how many people he's actually scammed so far


Have you contacted the feds yet ? ?


The feds cover mail & wire fraud


- Angela

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#10 Consumer Comment


AUTHOR: dsp - ()

 No they are ripoffs....Do not go with them!!!

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#11 Consumer Comment

status update

AUTHOR: Chris - ()

Dee was you situation resolved? I am a potential customer and I'm wondering I should attain ficoperfection services.

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#12 Consumer Comment

Fico Perfection ripped me off too

AUTHOR: dsp - ()

HI, I too have been ripped off my them. I paid them in June and was suppose to be funded by July...Jack does not answer his calls and will send emails sometimes. I have asked them repeatedly for more information and I was told I would be approved last Friday and yet...he disappears. I was lead to believe he was in California then he sent some paperwork with Texas on it...yes he got me but I am reporting him to the bank for wire fraud....

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#13 UPDATE Employee

Unclear Contact

AUTHOR: Jack Dunham - ()

We are not sure who this individual is. If someone would leave a clear voicemail or email with their concerns, we could address their issue to complete the funding process or issue a refund. This individual did niether; so our job becomes hard when we do not know who we are dealing with other than missed calls. If this individual will contact us with comlete paperwork and contact info, we will make sure we get their funding or refund ASAP.

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#14 Author of original report

service not performed

AUTHOR: dee - ()

service has not been performed yet

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