Report: #1004545

Complaint Review: FICO SCORES

  • Submitted: Sun, January 27, 2013
  • Updated: Sun, January 27, 2013
  • Reported By: BILL — RANCHO SANTA MARGARITA California United States of America

    United States of America


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By William Kirkendale (Author of The FICO Hoax)
This American cancer and financial scam of the century has been described  this way...It is nothing more than a wicked nefarious plot designed to completely destroy the American Banking and Credit systemHeres how it works.
The predict the future  Fair Isaac (FICO Score) con artist company has completely brainwashed, infiltrated and taken over the entire American banking system. Thats right the entire system. They own it, they control it and they make up all the rules for how banks  extend credit and lend money to people. Without a FICO score you are deemed a criminal and a worthless human being. In America today no citizen no matter how honest and trustworthy they are is allowed to borrow money or obtain credit without having a bank approved and accepted FICO credit Score. And what are these FICO scores? They are nothing but mightily flawed, capricious and arbitrarily created so-called numerical credit scores arrived at in total secrecy with no transparency as to how they were determined.
And whats Behind all this? As usual with con-artists it is billions in obscene ill gotten profits every year  for Fair additional billions of ill gotten profits by their bank clients who use these phony FICO scores to cheat the public and fill up their own greedy pockets every single day of the year. Yes my friends this is a cancer on the Nation and the scam of the century .
These crooks and charlatans are everywhere.   They're on TV. They're on the Internet. They're in your email. They're in all your pop up ads. These people worship the Big Lie theory. The bigger the lie they tell about their ability to predict the future the more people they can get to believe it. This trick has been used for centuries to propel dictators like Fair Isaac into power to trample on peoples individual rights and freedoms.
The problem with this type of evil pervasive scam is that it completely undermines our own American freedoms and liberties. It illegally and immorally casts you out as a shady credit deadbeat who won't pay his bills. No proof.... no evidence. Just their say so. They even give you one of their self-created numbers to single you out as to what kind of a deadbeat you are. This they call your FICO score and it is based on this score that you are forever judged by humanity.

You no longer have a soul. You now have a score. As disgusting as this is, however, is no one seems to care . You can walk around for the rest of your life with a FICO score on your back and be scorned and vilified by everyone but no one cares. Your country doesn't care . Your elected representatives don't care. In fact no one in America cares that you are being scammed, cheated  and treated like a criminal. That's your problem not anyone else's problem.
So there you have it.. A cancer on our society that no one but me wants to cure. I will tell you if it isnt cured the American banking system will fail (as it almost did in 2008) and the United States of America as we know it will vanish from the face of the earthNow hows that for being able to predict the future? As Mr. Ripley used to sayBelieve it or Not.
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This report was posted on Ripoff Report on 01/27/2013 10:29 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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