changed files when told of fraud had persons name on my credit report as my previous address hired attorney
I was alerted to identity fraud in Dec.2001 the person in question had applied for credit from Fingerhut. A fraud alert was put on my credit bureau reports and then in Aug of 2002 I received a copy of my credit report and low andbehold there it was that this person opened up two accounts with my name and ss his address and phone number, he hadn't paid on these accounts therefore they were deliquent on my account.
Upon sending the company,Fingerhut, the report of the identity fraud (after contacting the three credit reporting agencies and the local authorities and Denver Co authorities)they immediately sent me a collection notice from Universal Fidelity Corp. out of Houston
Texas dated 10-03-2002.
They also sent me a letter dated 9-17-2002 that they wanted me to fill out this form on the billing
dispute, go figure..I found out the person's name and address and phone number and contacted the Denver Police Dept, they put a warrant for his arrest out but that is hard to get them convicted by this. The three credit reporting agencies also put his address's, as there were two, on my reports as my previous address also his phone numbers. I told them this was not my address etc back 1n 12-2001 but they did not take them off because the authorities in my area did not help me with the identity fraud so they told me not to do anything and DO YOU Know why? Because they do not know what to do for ID fraud
but I am told they will be taking classes. I called for help after the Aug.2002 report everywhere I could and finally I called Denver State Troopers and they told me to call Denver Police which I did and at last help!
I then got into pre-paid legal for help and they refused until I called pre-paid customer service. They sent a letter for me to be answered within 10 business days to Fingerhut, so far I have not received a letter. I received a credit report from Equifax and I see Fingerhut has re-opened the investigation last week.
The Denver Police had to subpeon them to get the
orginal application done on the internet, which I have but that has a woman's e-mail on it. I am totally confused as you are by now.
A second card was obtained by this individual from the First Premier Bank, They are the ones that gave me his name, phone and address. I had no problem with them, they cleared my account and they were also subpeoned.
I feel that Fingerhut needs to pay for all the harassement and torment they did to me. I feel they need to do a monetary payment to me. If I use the pre-paid legal firm to represent me (under protest) I have to pay less a 25% discount to the firm. I feel I should not have to pay to go to court because they have done an injustice to me.
Thank you very much but I see I am not alone in the treatement given to people by the fingerhut corp. I thought they were a simple down to earth company but now I can see that is not possible..