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Report: #1321019

Complaint Review: Fingerhut - Nationwide

  • Submitted:
  • Updated:
  • Reported By: JackieG — Van Nuys California USA
  • Author Not Confirmed What's this?
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  • Fingerhut Nationwide USA

Fingerhut Double Charge -- Collection and Active at the same time Van Nuys California Nationwide

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I opened an account with Fingerhut; lost my job some four or so years later so my account fell behind.  I contacted them, and of course they said they understood but then the calls began.  I was getting calls from non-English speaking persons who could not be understood and ultimately I stopped answering their calls.  I wrote them letters explaining my situation and when I was able started making payments oF $100 per month.  My balance when I started was $2,600.  I have made payments in excess of $2,000 but now they have decided that my account is current, but I still have late fees of $15 to $30 a month but my balance is still over $2,000.  I reported them to the Better Business Bureau and they were no help.  I cannot afford for my credit score to go down so I feel I'm being abused by Fingerhut's credit program.  I finally got them to report my account as making payments every 30 days but it shows closed; so if the account is closed no interest is accruing, no late fees because it's a charged off account.  But yet, now they send me both collection notices and normal billing statements - I keep telling them they can't have it both ways but they must not speak English or are illiterate because no one seems to quite get it.

 

 

This report was posted on Ripoff Report on 08/06/2016 09:32 AM and is a permanent record located here: https://www.ripoffreport.com/reports/fingerhut/nationwide/fingerhut-double-charge-collection-and-active-at-the-same-time-van-nuys-california-nat-1321019. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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