Report: #1415512

Complaint Review: FINGERHUT/WEBBANK

  • Submitted: Thu, December 07, 2017
  • Updated: Thu, December 07, 2017
  • Reported By: cruz — Baytown Texas United States
  • FINGERHUT/WEBBANK

    Saint Cloud, Minnesota
    United States

FINGERHUT/WEBBANK someone opened an account without my authority. Saint Cloud Minnesota

*Consumer Comment: Suggestion

Show customers why they should trust your business over your competitors...

A FINGER HUT ACCOUNT WAS OPENED WITH OUT MY AUTHORITY.  THE ONLY REASON I FOUND OUT IS BECAUSE I GOT A COPY OF MY CREDIT REPORT A WEEK AGO AND I CAME OUT ON IT FROM EQUIFAX...PLEASE REMOVE A.S.A.P. OR LEGAL ACTIONS WILL BE CONFRONTED TO THIS AGENCY FROM FINGERHUT/WEBBANK. THANKING YOU IN ADVANCE IN THIS IMPORTANT MATTER..

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This report was posted on Ripoff Report on 12/07/2017 01:39 AM and is a permanent record located here: http://www.ripoffreport.com/reports/fingerhutwebbank/saint-cloud-minnesota-56303-0820/fingerhutwebbank-someone-opened-an-account-without-my-authority-saint-cloud-minnesota-1415512. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Suggestion

AUTHOR: Robert - (United States)

It sounds like you are a victim of ID Theft, and not sure where you think you posted but this is just a PUBLIC Internet site that has nothing to do with these companies. 

What you need to do is first dispute the item on your Credit Report through the Credit Reporting Agencies. Be sure to check ALL 3 of your main credit reports, this includes Equifax, Experian and TransUnion.  Then you need to file a ID Theft report with your local law enforcement.  With that you can put a FREE Fraud Alert on your credit report that makes it harder for accounts to be opened in your name without your permission. You can do this directly with the Credit Reporting Agencies. If you are ever told you need to pay for this you looking at the wrong site.  The link below from the FTC will explain this a bit more.

https://www.consumer.ftc.gov/articles/0275-place-fraud-alert

You should also contact this company directly. Since the ID Thief used some of your information they may assist you in at least closing it down. However, because it comes down to they don't really know who is the real you..they may require you to do additional steps.

Good Luck..

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