First Cash Advance Matt and Adam Tried to scam money from my bank account Chicago Illinois

 I was called by a Loan Company out of the blue and told I was approved for up to $15,000 and should call them for more information . I was curious because I had made inquiries into HARP and thought this might be related. The men I spoke with had an East Indian accent. They said I could have an $8000 loan at the total cost of $8,400. I said that is a very low interest rate and was very surprised. They took some personal information from me and then told me that their boss would be calling me in a few minutes and be sure to answer the call. The next guy called and required additional personal information from me. I was beginning to feel uneasy about the next things I would be required to

do to have my account verified and receive a desposit from them. He explained that this was the fastest way to have their service and in two days my $8,000 loan would be in my account without a problem from my bank. Red flags were going off in my head so between calls from them I did a reverse phone check on both phone numbers that were used to contact me. Both reports said the numbers were valid and gave the name of their carrier and their location as Chicago. At this point, I was still cautious but continued to co-operate with the man. I said some of the things you are sayings do not make sense and I have never had to give much more than the routing number and

account number for my information to be verified. Also, he had said the extra information was required because my credit score was under 700. I know my credit good but not excellent. I also asked why my loan rate was so low if they thought my credit score was so poor. Once again, he had a reason that sounded halfway valid. The last call I received from him he said $998 should be in my account in the morning and he will contact me as to where to return the money. This then reminded me of a scam that was used about six years ago. Con artists would mail real checks to people and tell them to desposit the check and then call a number. Because they have won Two million dollars.

People would be told the check was good and would send the money and then in a day or so their bank would say the check was bad. People were actually sending their own money to the Criminals. I told the guy today I would not send the money until the funds were verified. He said fine, he did not understand I have no intention of sending any money to them until at least 5 days when my bank has collected the funds from them. I am sure they will be furious and try to persuade me to do what they ask. I even asked this guy how do I know this is not a scram. He became hurt and said I should not be so quick to judge. Not everyone is a criminal and they just want to help me with my

financial matters. I continued to repeat that he should be able to see why I have my concerns and that if this is a scam he will have to answer to a much higher authority than any judge and his Karma will be dramatically affected because he had an opportunity to do right and did not. He said I am not that type of a man and would never take money from elderly women. The next thing I did was change all my personal information that they were using for my bank. I am thinking about blocking both phone numbers and seeing how long it takes them to try to contact me. I do not believe that the money they put in my account will be valid and at worst I will just watch how long it takes

for their deposit to disappear due to insufficient funds. I am hoping that my actions have saved me from their greed. The thing that made me realize it is a scam were other reports on ripoff that had the very same experience except they sent the money and were victims of the scam. I am not sure if what they did to me today was a crime because so far they have not stolen anything from me. I wonder if there is a law about attempted fraud? Anyway, the experience is continuing in the morning and I am hoping my actions will protect my bank account. I intend to report them to my bank and see if there is anyway they can be arrested for this behavior. My guess is they may not be able

to prove fraud. I can at least warn people and alert my local banks and news stations to protect others in our community.