First Credit of America/My Perfect Credit/Clear Credit I believe is an Internet Scam. First Credit of America claims to be a Collection Agency for My Perfect Credit which I was told Clear Credit has bought.
I did sign up for My Perfect Credit which billed my Credit Card, I eventually cancelled the Service (I do not think they performed any service).
Now, I get several calls from First Credit of America and their automated system, to pay a bill that I do not owe! First Credit of America claims to be a "Collection Agency". It seems like My Perfect Credit wants $59.95 for cancellation of service ???
First Credit of America reps are very rude, demanding and change their story every time they call (at all hours)!
They want $59.95 over the phone, by Credit Card $5.00 more or Checking Account information $15.00 more!
I told First Credit of America that I dispute this billing (I never received a bill from My Perfect Credit or First Credit of America). They said that I could not dispute this!!!! I asked First Credit of America to send me a bill, the response was "we are a Collection Agency and do not do that" !
This certainly does not seem right. I phoned My Perfect Credit and got a recording to contact First Credit of America.
Well, I cannot get answers from First Credit of America or My Perfect Credit. If I owe a bill I pay it ! If I DO NOT I will not!
This site was my first stop.... I will report this to the FCC,FTC and the Attorney General Office of this State to get answers.
First Credit of America's telephone numbers are toll free (866)505-2632 and (866) 505-8249. The website is 1stcofa.com their e-mail on the site is firstname.lastname@example.org
By the way, Don't expect a reply, I did not get any!
Salamanca, New York