Complaint Review: First Franklin Loan Services / Home Loan Services / Merrill Lynch - Pittsburgh Pennsylvania
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- Author Confirmed
- First Franklin Loan Services / Home Loan Services / Merrill Lynch 150 Allegheny Center Mall Pittsburgh, Pennsylvania U.S.A.
- Phone: 800-346-64378
- Web:
- Category: Mortgage Companies
First Franklin Loan Services / Home Loan Services / Bank Of America Lie deception harassing phone calls false promises faked concerne Pittsburgh Pennsylvania
*Consumer Comment: DOUBLE TROUBLE BUBBLE POEM
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For three months I have been trying to renegotiate before my arm came due. In said time I have been told "they don't renegotiate", been offered another ARM (but they said the term was not an arm), been told I won't qualify because I make too little to cover my bills then a month later told I have in excess of 2K a month left over and "would be able to afford a rate increase" (no new figures give and never in writing just aked to give quick numbers one day when they called when I was mowing the grass), and every time told not to hire someone or no need too once I did to renegotiate.
This is nothing new to what people have seen here before. Now the latest tactic was what i have seen done to another self employed person. Offering to help based upon income vs. bill ratio. False hopes. I beleive the bait and switch and push people to the top of thier arm caps, mine 12%. Once there forclose and get the quick monies, better to bleed people dry then label them as a "toxic asset" then sell the loss off to the tax payer. Since this company is owned by bank of america one has to wonder really why would they attempt to help people stay in thier homes, I have repeatidly told them I want to retire here and would love a fixed 6+ mortgage, and what risk would they have with someone who has never missed a mortage payment and 700+ credit score.
Lastly, I was told yesterday I would need and attorney to get any records of our conversations once I learned they have everything in detail written down, dates and fairly detailed call history.The kicker, they have no idea why I have problems with them because they "help people all the time and have satisfied customers". I thought it was me till I found this site yesterday.
bob
Jacksonville, Florida
U.S.A.
This report was posted on Ripoff Report on 02/06/2009 08:36 AM and is a permanent record located here: https://www.ripoffreport.com/reports/first-franklin-loan-services-home-loan-services-merrill-lynch/pittsburgh-pennsylvania-15212/first-franklin-loan-services-home-loan-services-bank-of-america-lie-deception-harassin-420945. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
DOUBLE TROUBLE BUBBLE POEM
AUTHOR: Karl - (U.S.A.)
SUBMITTED: Friday, February 06, 2009
DOUBLE TROUBLE BUBBLE POEM
Oh my gosh 'heavens to Betsy'
Freddie and Fannie are in trouble
The government has just taken over
Looks like a big DOUBLE BUBBLE!
Since when can the government manage
They're no better than my friend, Barney Rubble
Just watch all the problems from here
Looks like a big DOUBLE BUBBLE!
Foreclosures will continue to happen
The market will keep going low
Looks like a DOUBLE TROUBLE BUBBLE
Where's that guy with the gum- BAZOOKA JOE?
Seems as though Lehman's having problems
At first it was only Bear Stearns
Looks like a big DOUBLE BUBBLE
Run to the forest with the pines & the ferns!
He saw it coming in July of '07
It was filed over at Ripoff Report
Now it's a big DOUBLE BUBBLE
And Cuomo is taking them to court.
But now it's a little too late
Most of the money is no longer there
Looks like a big DOUBLE BUBBLE
It's ashame that NO ONE did care!!!
The Americans will be the big losers
The ones who wake-up right at dawn
Looks like a big DOUBLE BUBBLE
And some of their RETIREMENTS are GONE!!!!!
I guess that this poem is over
I hope that you're all doing fine
Looks like a big DOUBLE BUBBLE
It should POP by early 2009!
End.
'DOUBLE TROUBLE BUBBLE POEM' was posted last year in the comments section of the BusinessWeek Article entitled- A CREDIT CARD YOU WANT TO TOSS (you can 'Google' it!).
Also 'Google' this- RIP OFF REPORT TOYOTA MOTOR CORPORATION USA MANIPULATION, and go to the 'Update' entitled- 'SUGGESTION' to read how it was posted here at Ripoff Report. (Quote: 'Just watch what happens to all those 401K's in the next few years. And watch how the Dow Jones Adjusts too.' (end) 7-16-2007)
This entire MORTGAGE MESS was PLANNED, in my opinion. Watch the documentary on the web entitled- AMERICA: FREEDOM TO FASCISM (you can 'Google' it!) and you might be able to figure out who planned this CATASTROPHE!!!
SPEAK-OUT on the WORLDWIDE WEB!
POWER TO THE PEOPLE
P.S. Bob, E-mail your story, & your Ripoff Report to-
Jim Lehrer at 'The News Hour with Jim Lehrer' at the PBS website.
Paul Kangas & Susie Gharib at 'Nightly Business Report' at the PBS website.
'The BBC Worldwide News' at the PBS website.
And send your story to:
President Barack Obama
1600 Pennsylvania Ave.
Washington, D.C.
Thank you.
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