First House Financial Rent to own, No down payment, No security deposit, $199 No credit check Petaluma California

  I was on Craigslist looking for homes that were rent to own. I'm currently going through a separation, and need to move like 2 months ago. I called the number that was listed, and told the woman my urgency. I let her know I needed to move as soon as possible. I ofcourse should've went with my first thought, and just said no; but she kept on stating how I could move in as soon as a few days with No money down, No credit check, and No security deposit. I told her I wasn't going to do it unless I could see a website or something stating this information. She then gave me the www.firsthousefinancial.com website, and told me I was gaurenteed my money back within 90 days if they couldn't get me in a home. She made it seem like they would work with the homeowners to get me in the foreclosed home of my choice, according to what I could pay. The $199 I paid via debit was the last I had, in hopes that I could find a home for myself and my children. I am also pregnant, and could've used that money towards my unborn child for that matter. I had been diligently looking up the lists, wasting time and gas money, only to find out none of the homes were in foreclosure. They were already purchased, owned by a bank, or not on the market. Not only that....after you pay your money, you quickly find out that you do NOT have any contact numbers for these homeowners. You put a request in for their number, and ofcourse they (first home financial) cannot get in contact with them either. So basically, you pay to do EVERYTHING yourself, and realize that you are wasting you time, just like your money. You will NEVER find the home that they promise you, and they DO NOT help at all. They are very rude after you've initially sign up, if you ever need to call back. Then the form they give for a refund has absolutely NOWHERE to send it to!!! I am extremely upset, and also hurt that someone would take advantage, knowing your situation and rob you of your money and your dream of getting into a home. I hope they are shut down! This should be illegal to do this to hard working people who honestly are trying to get ahead. BEWARE & NEVER fall for this full blown SCAM!!! This has put me in a financial bind, even though it is only $199. It was earned by my hard work, and taken from a bill that I could've paid with that very same $199. This company is full of crap! Robbing people is what they are doing. Nothing more, and nothing less.