Report: #130780

Complaint Review: First National Bank Of Marin

  • Submitted: Wed, February 09, 2005
  • Updated: Thu, January 12, 2006
  • Reported By: Saugus California
  • First National Bank Of Marin
    585 Pilot Road
    Las Vegas, Nevada
    U.S.A.

First National Bank Of Marin Opened a $300.00 Credit Line, Sent them $50 App. Fee and Never Paid Deposit Las Vegas Nevada

*UPDATE Employee: Heres some help

Show customers why they should trust your business over your competitors...

I sent FNB of Marin a $50.00 fee to open a secured credit account. My father died RIGHT after that and I moved away. I never sent them the deposit. Now they have me in collections and say I owe them $700.00. I never charged anything but their deposit on this card.

Doesn't it seem, if I pay the $700.00 they owe me a $300.00 credit line?

I want to know what I can do about this. Is there anything? Now they just put it on my credit reports and the collection company says I charged the money, and now I owe the money, when I bring up the fact that 300.00 of this is supposed to be a credit account they call me a liar and refuse to tell me what happens to my credit line.

HELP!!

Laura
Saugus, California
U.S.A.
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This report was posted on Ripoff Report on 02/09/2005 04:27 PM and is a permanent record located here: http://www.ripoffreport.com/reports/first-national-bank-of-marin/las-vegas-nevada-89119/first-national-bank-of-marin-opened-a-30000-credit-line-sent-them-50-app-fee-and-neve-130780. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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0Employee/Owner

#1 UPDATE Employee

Heres some help

AUTHOR: Matt - (Canada)

What you need to do is get back in touch with the bank, ask them if there were any purchases on the card.... or payments for that fact. Ask if there were no use of the card and you never activated it that it should have never been left to gain that far in fees considering all are supposed to close out after 14 days if not activated, set to a zero balance and remove itself from the credit reporting traces. This is called unwinding the account. Ask about this.

If all else fails go to the supervisor level and talk to them about it. ABOVE ALL BE FRIM BUT NICE!!! Rude people get nowhere.

Another thought would to be tell the bank that you will file with the Office of the Comp Controller and the Attorney Generals office for the possibility of fraud and the do that action.
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