First National Bank My credit line was only $56 after all their charges for opening and account Sioux Falls South Dakota

When I got the offer for a visa card by first national bank it sounded good and when I agreed to it there were no outragous fees mentioned in the contract that they were going to charge me for opening an account. Well I sure did get charged and at first I didn't think much of it, but now after watching my bills come in from them every month and they keep getting bigger and bigger even when I send payments I know I have been suckered in to a raw deal.

First of all I was suppose to have a $250 credit limit, but then they took a whole bunch of charges out for opening the account and I was left with a $56 credit limit. Well me and my fiance were having a rough week at the time I recieved the card so I used the $56 for groceries and gas in our vechiles. When the next statement came they said I owed over $300 and that my minimum payment was over $100. I was like NO WAY! My statement said I went over my credit limit which is a complete lie because I keep track down to the last cent. Since then I have made over a $100 worth of payments to them and I just recieved another statement which states that I still owe them $330 and they was $140 now.

All this crap over $56!!!!!!!!! They are nothing but LIERS AND STEALERS because they are literly stealing my $$ which I don't have to just be giving away. I work hard for my $. Oh and 1 more thing, these people call my place of work about 3-5 times a day looking for me and I am about ready to file HARRASSMENT on their butts. It is totally uncalled for for these people to be calling my place of business to harrass me about a bill which they are fraudently charging me for in the first place. Also they ask if I wasnt to electronically trasfer funds to them threw my checking account and I said NO which I am soooo happy I did that because if I didn't who knows what they would be taking out of my account.

I just want this to stop and I am going to put a STOP to it. I have paid them enough and no more!
Thanks for reading my story.

Erica
49420, Michigan
U.S.A.