First National Collection Bureau Harassing Phone calls about a debt i do not owe and i'm not the person they are trying to collect money from but yet they tell me they will have me prosecuted for hiding this person from them. Are the Sparks, Nevada

How to stop collection agency harassment for a debt that is not yours:    Send the collection agency a letter via Certified Mail + Return Receipt (do NOT use regular mail) stating:

Per the Fair Debt Collection Practices Act, cease all communications with me about this alleged debt and stop all phone calls to [insert your phone #]. This is not my debt. Receipt of this letter is officially being time stamped via Certified Mail. I will pursue each subsequent phone call from your office with a $1,000 per incident penalty for Fair Debt Collection Practices Act violations.

If they keep calling, read the following statement to them: -- Be advised that this is not my debt and that this call is being recorded. If you do not consent to being recorded, you need to terminate this call. Continuation of this phone call after officially being informed that it is being recorded implies consent to be recorded. This recording will be used to pursue Fair Debt Collection Practice Act violations in a court of law.

1 called my cell a few years back looking for another person. I told them they had the wrong # they told me that they would remove my # from their computer . They did not and called again and left a message. The # they called from was on my caller ID so I scrolled down on my cell phone and added thier # to my block list. If you have that option use it your phone company can tell you more about this