First national Credit Gold card RIP-OFF Important INFO *other victims *UPDATE helpful info

I got the same scam solicitation out here in Hawaii. I appreciate your help thru this website.

Mahalo,
John

::::EDitor's note:
Ka na'i pono
EDitor@ripoffreport.com

I received an Acceptance Certificate as well here in Washington state. Fortunatly I checked out your site as well. Thank you for saving me from being scammed.

People that are in need of re-establishing their credit are a very convenient target. I was a loan officer for 3.5 years and it is understandable that people want to repair their credit.

My suggestions are as follows. Take out a secured loan (small) on a vehicle. Even if it is from a high interest company. Making regular payments will help your credit.

Consolidate your credit cards by transferring them to the card with the least interest. Ask your credit provider to lower your interest. All they can say is no. It does happen that they say yes :-). Take out a second mortgage on the home.

If your loans on the home are under 100% of the value of your home you can write off the interest. If you go to Consumer Credit Counseling or similar companys Beware: Banks,Lenders,Mortgage Co.s look at it the same as a Bankruptcy!!!!!!!

To them it shows you can not handle your own money and they consider you a bad risk even if you make your payments in a timely fashion. You will get dinged extremely bad if you do so. Keep up the good work.

P.S. I am sending a check, just not to First National Credit :-)

I received an application for a 15K limit gold card with no annual interest for the first year. I thought this offer was suspicious because the form didn't want any social security, or income info. of any kind. I decided to check on the internet and found this website. I am sorry for everyone that lost money. A thanks goes out to all of you who are making people aware of this fraudulent company. I just thought everyone should this scam is now moved to Florida. Beware!!!

Due to my recent seperation, My Ex-Wife has begun to destroy any remaining credit I had. So one day -03-25-02 I receive a letter in the mail no contact information or numbers just a request for 37.00 and 43.00 for rush processing..

I had to check this out. Offered 15K in credit and the only thing that really set me off to it was the "All Purchases from credit provider."

This really stood out in my mind so I went and did a search on the i-net and found so many horror sotries about this scam. I wanted to tell others that because they have filed a cease in CA they seemed to be spreading out to the east coast now. Thanks to other reports I am glad to have not sent in my 37.00 to register. And thank you to all of those individuals who make this report accurate...

If there are any real credit card companies who are willing to give credit to those who are willing to work hard to repair bad credit then please forward any remarks to me at B.Rice1@comcast.net.. thanks for your time and my Dime!

Due to my recent seperation, My Ex-Wife has begun to destroy any remaining credit I had. So one day -03-25-02 I receive a letter in the mail no contact information or numbers just a request for 37.00 and 43.00 for rush processing..

I had to check this out. Offered 15K in credit and the only thing that really set me off to it was the "All Purchases from credit provider."

This really stood out in my mind so I went and did a search on the i-net and found so many horror sotries about this scam. I wanted to tell others that because they have filed a cease in CA they seemed to be spreading out to the east coast now. Thanks to other reports I am glad to have not sent in my 37.00 to register. And thank you to all of those individuals who make this report accurate...

If there are any real credit card companies who are willing to give credit to those who are willing to work hard to repair bad credit then please forward any remarks to me at B.Rice1@comcast.net.. thanks for your time and my Dime!

Due to my recent seperation, My Ex-Wife has begun to destroy any remaining credit I had. So one day -03-25-02 I receive a letter in the mail no contact information or numbers just a request for 37.00 and 43.00 for rush processing..

I had to check this out. Offered 15K in credit and the only thing that really set me off to it was the "All Purchases from credit provider."

This really stood out in my mind so I went and did a search on the i-net and found so many horror sotries about this scam. I wanted to tell others that because they have filed a cease in CA they seemed to be spreading out to the east coast now. Thanks to other reports I am glad to have not sent in my 37.00 to register. And thank you to all of those individuals who make this report accurate...

If there are any real credit card companies who are willing to give credit to those who are willing to work hard to repair bad credit then please forward any remarks to me at B.Rice1@comcast.net.. thanks for your time and my Dime!

Due to my recent seperation, My Ex-Wife has begun to destroy any remaining credit I had. So one day -03-25-02 I receive a letter in the mail no contact information or numbers just a request for 37.00 and 43.00 for rush processing..

I had to check this out. Offered 15K in credit and the only thing that really set me off to it was the "All Purchases from credit provider."

This really stood out in my mind so I went and did a search on the i-net and found so many horror sotries about this scam. I wanted to tell others that because they have filed a cease in CA they seemed to be spreading out to the east coast now. Thanks to other reports I am glad to have not sent in my 37.00 to register. And thank you to all of those individuals who make this report accurate...

If there are any real credit card companies who are willing to give credit to those who are willing to work hard to repair bad credit then please forward any remarks to me at B.Rice1@comcast.net.. thanks for your time and my Dime!

Received a certification yesterday here in Ohio BEWARE!!! Thanks to the web and this site, it is now shredded.

They filed the following to the above Rip-Off Report:

Their email: sp9624@alpha.rwu.edu
Their name: MSP
Their phone number: 610-513-1077
Their relationship to the company: Consumer Suggestion

Rebuttal:
To all of you who were scammed by this company, the information below should be helpful. It is FNC's NV INC status report. If you file a law suit, you will need this info. Good Luck!

Name: FNC INVESTMENTS, INC.
Type: Corporation File Number: C17656-2000 State: NEVADA Incorporated On:
June 26, 2000
Status: Default Corp Type: Regular
Resident Agent: RITE, INC. (Accepted)
Address: 1905 SOUTH EASTERN AVE.
LAS VEGAS NV 89104
President: MAHMOUD KARKEHABADI
Address: 27602 DEPUTY CIRCLE
LAGUNA HILLS CA 92653

M. Steven Papi

This email is a rebuttal to RipOff #6737.

It was sent by Darlene Lewis at lene2d@aol.com.



First national Credit Gold card RIP-OFF Important INFO *Another victim (#6737)



They filed the following rebuttal to the above Rip-Off Report:



Their email: lene2d@aol.com

Their name: Darlene Lewis



Their relationship to the company: Owner



Rebuttal:

I recieved the same letter for a $15,000 gold card

I live in Florida and thank god I looked up your site for a report on this company. I thought something was suspicious because in the letter when they would refer to the gold card they would only say gold card not gold card visa or mastercard and also the statement in the certificate" purchases from credit provider", so that was a indication to find more out about this company. I just want to thank you again.



First National Credit

Pacific Park Plaza

27101 Aliso Creek Road, Unit 126

Aliso Viejo, Ca 92656

They filed the following to the above Rip-Off Report:



Their email: bobbie.halbrooks@pse.org

Their name: Bobbie Halbrooks



Their relationship to the company: Another Victim



Rebuttal:

I have also been a target of the above company. I mailed them my money and got a good for nothing card in the mail alond with a catalog of cheap items selling for very high prices. I know it would have been dumb to just send someone my money, so I did do some checking before that. There is a real credit card with the same name. Their website is fnc.com . But it is the exact same name. So I sent them a money order. I did recently receive

the card in the mail with the catalog of course. I decided to check a little more because it just seemed a little odd. I found their real webpage and couldn't get anywhere. I'm very upset and don't know what to do.



I have copies of all communication between me and the company if that helps any. Like for example the certificate they send you for you to send back with the money. I would like to see justice for these people as well as money. Atleast what i sent to them if not more. I am in Milwaukee, Wisconsin. I notice most of the people whom have postings for this company are in California. Why is that? Your help and time are greatly appreciated.