• Report: #142494
Complaint Review:

First NationalGrants

  • Submitted: Thu, May 12, 2005
  • Updated: Mon, July 16, 2012

  • Reported By:many Louisiana
First NationalGrants
W. Sahara Ave. Nationwide United States of America

First NationalGrants, ccs, cca, first National Health Benefits, titan, first National Consumer Credit, first National Everything Rip Off Las Vegas..they are using many different operations.. firts national everything ran out of names to use! las vegas Las Vegas Nevada India *EDitor's Suggestions on how to get your money back into your bank account!

*Author of original report: already...revenge tactics

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I get a call from the indian people almost everyday stating they have the wrong number...they called again yesterday and it was an indian woman asking if i was so and so.

I said again you have the wrong number..oh well is this the owner of this number..i was bored so i decided to see what the deal was..despite the fact i alrady knew who and what they were doing..ill explain later why i know this information.

she recited my home address and kept insisting i give her the zipcode(probably to find the major bank in my area to recite the routing number to me so i would get all excited that shye knew it).

well i jumped over that question and said what company is this?..she said this is first national government grants..dont you trust anything with the word government in it?..i said yeah bit whats the deal?..

she went on about how i had already been approved for the 12,500 dollar loan..i immediatly told her i wasnt interested..she went on about how i wasnt trusting the government..

i said well do i have to pay for free money? she said yes its a small fee of 29.99 for processing it..i said well im not interested yall are scam artists..i dont know how yall go to sleep at night taking s**t out of peoples mouths..im not giving you anything to fund your terrorist organization and hung up.

i havent recieved any more calls..but i have my suspicions about these people other than the grant issue..back before christmas passed i recieved the c.c.s. merchant card and i went all out for it calling to activate it...but my account was withdrawn and not in good standing..it sounded like a little gangster 17 year old guy reading the terms of agreement that lasted an hour..and the verification thing..he seemed like it was his first or second day so i cut him some slack andf i doubt he even knew what was going on.

i was scammed by that one company..out of las vegas same adress..i then read a million reports on this site about the different aliases they adopt..and i also think for every alias it is the same company.

i think they are paying the indians..outsourcing..to keep the scam going..i think it is all the same f****t a*s people in vegas that scammed me..with their 80 bling bling cars..well i only came to this conclusion after i put it all together.

i hope everyone is catching on to all of this too..the sweepstakes thing is them too..i got a letter stating i won a half a million dollars..confidential!..tell no one..send processing fee to las vegas..man f*** a las vegas..i hate las vegas after these fags on w.sahara blvd keep finding ways and different groups to get our money..

yes they call people in dire need of money..yes they know whats going on ..despite the fact they are all the way in india..if they didnt know what was going on then they wouldnt hang up on you after refusing to give them banking info..ect.

im just stating here that i think ive realized..the assholes in las vegas are behind all three-eight scams and organizations...if it says first national in it..its bullshit...other than that its consumer credit services..first national health benefits..first national government grants..grants4u..the sweepstakes scheme..

just remember they are paying other companies by outsourcing and its really them behind the whole thing..i thank rip off report for helping me come to my conclusions..hopefully while they are calling everyone today people google this s**t and find my report..

sorry to everyone who has been scammed by these fags in disguise..they are just too lazy to get a real job and they hang up on you when being called out upon..because they are pissed because they cant meet their quota for that day and their pay will be knocked or they will get let go..

haha good for them you can keep them from getting anywhere by hanging up on them or heckling them ..play around with their heads..piss them off..they play emotional games with everyone here..why not f*** with them for a little while..

right now i want to go to las vegas and beat the s**t out of those fags with the bling bling..with their stinky a*s dicks..oh and im gonna find the report i read a long time ago about the c.c.s merchant card where some one knew their personal info and everything they drove around ..buying s**t with the money they scammed us out of..

i will repost this info as soon as i track it down so we can terrorize those f*g bombs..im tired of them keeping their operations going under different company names and now they are using f***ing foreigners to do it..not like the indian assholes aint in on it..

supposedly when you agree to the 29.99 for thr grant youve also agreed to some package bullshit that has to do with a vacation and phone service..well thats them outsourcing again..hence the added 299.99 debit form your account..they are making money in so many different ways that it isnt even funny.

i know we are all tired of this s**t so remember the main culprit is those assholes in las vegas ..thanks again for reading and i hope they choke on a bag of a thousand dicks..

Jennifer Many, Louisiana

EDitor's Suggestions on how to get your money back!


Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!


Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.


If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com EDitor@ripoffreport.com badbusinessbureau.com www.ripoffreport.com

Don't let them get away with it. Make sure they make the Rip-off Report!

We are not lawyers. We are not a collection agency.

We are Consumer Advocates. ...the victims' advocate

WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency ...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

This report was posted on Ripoff Report on 05/12/2005 01:44 PM and is a permanent record located here: http://www.ripoffreport.com/reports/first-nationalgrants/nationwide/first-nationalgrants-ccs-cca-first-national-health-benefits-titan-first-national-cons-142494. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Author of original report

already...revenge tactics

AUTHOR: Jennifer - (U.S.A.)

Oh how skillfully trained these retards are..they called again under federal grants processing center again..they said it was in reference to a call that got cut short the previous day.

i said oh i thought yall were first national government grants..he just paused for a little while and said that they work in different branches for the government but he had just received my approval and needed me to confirm it.

i guess since the chick didnt know how to spit game yesterday the dude had to try and get me sucked in to their pathetic scam..again i was bored and wanted to get some info out of them.

he said his name was Bart Wilson..i started to laugh at him and let him talk..he had a bad accent and wouldnt shut the hell up..he was saying how our family was already approved for the 12,500 dollar grant..

i informed him that the lady who called yesterday didnt even call for the right person but stil proceeded to get my banking info and didnt care i wasnt the person she was calling for..so i ask him how am i eligible for this in the first place.

they didnt even know my name they called for someone who doesnt even live here yesterday ..he told me that it was just an opportunity for any american and how anyone in their right mind couldnt turn down free money..

i said oh well the retard on the phone yesterday told me it was because i paid my taxes and the government had this special grant on hold for me until the three year deadline hit..in which i was loyal in my taxes and my records show i could really use this money.

yeah he wouldnt shut up as they usually do..sounds like they swim in a tank of methamphetamines before they start their day off calling people..

the only thing you can hear in the backround is a bunch of indian pakis talking all loud trying to get other helpless people to give them their hard earned money..

well i eventually said hey Mr. Bart i am now ready to take advantage of this opportunity..he said great i knew you would trust your loyal government..he already knew my address but didnt even know my name..because this address is linked to someone else he said their name..

he tried to be slick around it and asked for a zipcode..i gave it to him..he immediately knew my routing number and asked for verification purposes i needed to tell him my account number...i guess he thought he sealed the deal..

they figure once they tell you this routing number youll be able to trust them and thats where they try and talk faster over the terms of agreement and they throw in a bunch of other products to try and fees that will occur from them and phone numbers to call and cancel...

this isnt another report on how i got scammed but pretty much an overview of how these people dont give up..and i know my maw maw is here an awful lot..they dont care who you are as long as you have a checking account..so i wouldnt doubt if they contact her one day and she would be gullible enough to go through with it..

please protect your elderly folk and the dumb kids running around the house..if they get the call they just might give them their account info or someone elses that they can scrounge up..

anyway, i told this dude a fake name and account number..i even told him a fake account number in which he wanted to transfer me to confirm these details with a recording..

before he could transfer me he had to explain how a fee of 279.99 would be debited from my account for processing..i then couldnt keep my mouth shut about how the lady on the phone yesterday told me it was only 29.99..

he then explained that the information on me was transferred to his branch of the government grant processing and how they all collect different fees..and i was definitely guaranteed the amount disclosed and i wouldnt have to pay it back..

i tell you what..these representatives that are male think they can get over on anyone..they think they have a better sales pitch and cant get hung up on...i just wanted to waste this crackajacks time..

i was actually on this site reading the 900 reports on these fools as they called just 15 minutes ago..he transferred me to his retarded a*s recording where i agree to these terms and they throw in the phone package and vacation thing and a few other miscellanious things that involve later charges..

i then said i was full aware of their operation and i was an actual government official..i thanked him for his time on the phone because i told him everything we just talked about for the past 30 minutes was recorded..i then said how we were sorry he didnt tell us his real name but we werent concerned for the fact that pour technology of voice recognition evidence in court is a valuable piece of evidence..

i then said how excited we were coming into this investigation because he was the first one to stay on the phone the whole time for us to collect as much info as we did..all other times were untraceable and short cut...he was very nervous stating he didnt know what i was talking about..and if i was serious.

i said this is a very serious matter and according to our records your company is using U.S numbers to fool innocent people into thinking they are based into the U.S...i told him we knew for a fact that this company was being outsourced by a main source in las vegas nevada and a few others that moved around in the past..he then became very very worried and asked me if i was serious again.

i told him i was as serious as AIDS..and he didnt know what to say..he kind of rambled on how they didnt have anything to do with las vegas and they were located in washington d.c...i told him that according to our records this company is linked to a broadband company and they were located overseas..

i then said that a few of the main culprits were already in our custody and i named off that dude scott in clearwater florida..i also said we took down one small operation in nevada and how we were working on the outsourcing companies as of now..

i told him to enjoy his day and to watch his back..i also said if he had any further questions or if he had any one to give up to us to contact me..i told him he was speaking to fbi agent janet reno and my badge number was 90210..haha what a f*g

he hung up on me i guess to warn every indian running around the office that it was hot..he must have felt like such an a*s tryin to con me for 30 minutes in which i acted like a helpless little girl and then turned it around on him...well 2 can play at this game..and ill keep f**king with their heads as much as they keep calling me.

i hope this scared that one little operation enough to get up and find a real job..if they are that stupid to think the government is giving away free money then i hope they are retarded enough to think an fbi agent named janet reno is out to get them and tracked down enough evidence to prosecute them..

well by his reaction..i think the suspicions in the above report are kinda on the mark..or halfway there..now we all know yall dumbasses are from f*g vegas..and that yall are paying even dumber indian people to do your dirty work..i hope yall crash into a d**n casino in one of those stinky a*s cars yall drive around like maniacs...

haha i got the last laugh..i think ill call a few of these 800 numbers listed with this company and pull the same thing on them..yall feel free to help me out and use the same tactics..this can surely help out in some way..if they can call and lie to us then f**k em..

we are smarter than them in one way or another..lets use this ability to make them fart and s**t all over themselves..love -jen a.k.a. janet reno
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