FIRST PREMIER BANK ripoff -- DECEPTIVE Sioux Falls South Dakota

I received in the mail A GOLD MASTERCARD REQUEST FORM.
ON THE FRONT IN RED LETTER IT STATES " NO UP-FRONT PROCESSING FEE--NO SECURITY DEPOSIT ". You can either Fill out the APPLICATION OR CALL 1-800-757-6331.

WHEN YOU TURN THE FORM OVER YOU WILL SEE THE TERMS !!
APR - 18.9% purchases
APR - 18.9% Cash advances
FEES FOR ISSUANCE OR AVAILABILITY OF CREDIT

ACCEPTANCE FEE - $119.00 Annual Fee - $50.00 Participation Fee--$72.00 Annually Addition Card Fee - $20.00 Ext. ext. ext.

THIS IS OBVIOUSLY MISLEADING OFFER
Terry
Rochester, New York