First Union Financial Group NAMES, Peter Sills, Orville Beckford, Richard Greene, Tesson Corlett, Michael ripoff, they got allmost $1200 from me for a loan and haven't heard from them since! Mannhattin New York

Joseph,

First of all, NO legitimate lender chases you down to give you money, and NO legitimate lender EMAILS loan documents!

And, advance fee loans are ILLEGAL, AND there is no such thing as "international fees" on a legitimate loan.

Now here is the real obvious one. Western Union? ANYONE who asks for payment via Western Union should be avoided. As soon as they even mention it, the conversation should end immediately!

Furthermore, toll free#'s should always be avoided when dealing with someone you don't know. Always ask for a LOCAL# that gives you a real area code that you can reverse search to verify the business.

Toll free#'s like 800,866,888,877, etc. can be "portable" and "stand alone" meaning they can be used and accessed from anywhere in the world via computer, and do not have to be tied to any physical land line. Very popular for scammers like this.

For future reference, when contacted by anyone who wants your money, ALWAYS ask them for a PHYSICAL BUSINESS ADDRESS, AND a LOCAL, LISTED business phone#. If they cannot provide these, DO NOT do "business" with them. Period. No exceptions.