• Report: #1118476
Complaint Review:

First USA Bank

  • Submitted: Sat, January 25, 2014
  • Updated: Sat, January 25, 2014

  • Reported By: Kyle — Auburn Washington
First USA Bank
201 N Walnut St; Wilmington, Delaware USA

First USA Bank, Bank One, Chase Bank, FST USA BK B They claim I opened a credit card with them on May 8, 2002 with a limit of $4200. They do not have any record of it with my SSN# or my present accounts. This is damaging my credit score, greatly. Wilmington Delaware

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Back in 2012, when I was released from prison, I began trying to repair my credit. I defaulted on all my loans and come this February, most of my debts will fall off my report as it will have been 7 years. However, I noticed my report said I have a credit card with FST USA BK B (First USA Bank).

A quick search on the internet and I came to learn that this bank was absorbed by Bank One, and Bank One merged with Chase Bank. When I contacted Chase, which is my current bank I do checking and savings with, they told me they have no record of this account under my SSN. They told me to call back on monday. I have been trying to take care of this problem for a couple of years now and I am at a dead end road.

I am so tired of trying to build my credit from a disaster I really had no control over. My credit was nearly perfect before I went to prison. Now I am living out of my parents house - a 100% disabled veteran, struggling to establish my own roots in this world. Will someone please help me? Also, the VA screwed me out of thousands of dollars regarding child support and they said though it is possible to pay me what I am due, they said it is at the descretion of, "the Senior," who said no! Which is a title I would assume is for a big wig decision maker. There are times I break down an cry. Please, will someone help me?


This report was posted on Ripoff Report on 01/25/2014 06:43 PM and is a permanent record located here: http://www.ripoffreport.com/reports/first-usa-bank/wilmington-delaware-19801/first-usa-bank-bank-one-chase-bank-fst-usa-bk-b-they-claim-i-opened-a-credit-card-with-1118476. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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