Report: #258024

Complaint Review: Florida First Financial Group

  • Submitted: Sun, July 01, 2007
  • Updated: Sun, July 01, 2007
  • Reported By: Middletown New York
  • Florida First Financial Group
    1718 E Giddens Ave
    Tampa, Florida

Florida First Financial Services, Fraudulent Billing, using my social security number as reference, stating to contact them in re. to a legal matter. ripoff Tampa Florida

*Consumer Suggestion: They may have your security deposit in escrow.

*Consumer Comment: comments

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On June 7, 2007, I got a phone call in reference to a legal matter mentioning my social security number as a file number. When I called I was yelled out by Bill Williams stating that I owed Villas at Lauderhill 845 dollars, and if I don't pay my credit will be in deprity; this was an apartment I rented in Lauderhill FL last year on June 2006 when planing to relocate there. I gave them everything they ask for a month of security consider also as month of rent to hold the apartment for me because I was in NY, 65 dollars to check my credit and when I got there on JUne of 2006 they asked me for the first month of rent otherwise I couldn't stay, I gave them another month of rent. The apartment wasn't in move in conditions to start as they stayed, the AC wasn't working and they appliances weren't working as well, I was interrupted by them when doing the framing inside the apartment, in a week an a half I decided to leave and come back to NY, the person who made me sign the lease never gave me a copy of the lease even though I asked her and her daughter.

Unfortunately when I left I was so tired and confused by other stuff that I just went over to the Lease Office and told the lady I am going back to NY here are your keys and forgot asking her again for a copy of the lease. I remember in the lease I signed that they will keep the month of rent or deposit and one more month of rent if I would've break the lease wich I did, they never gave me my deposit back and I didn't ask them because I remember the conditions of the lease.

I called Villas at Lauderhill to ask them for a copy of the Lease they never gave me and why they were charging me with 845 dollars after a year she said they were doing renovations and kept moving from one office to another so they are now realizing who to charge for breaking leases, she said she will send me a copy but never did. I called back but another woman told me she didn't know and to call back, I called back and they told me they can not mail Leases out and the person who told me will mail one didn't know about it. I never asked them for my deposit because I left it as another month of rent for breaking the lease why would they be asking me after a year for an amont I know I don't owed them.

On June 26 I got another letter to cease comunications from Florida First from Bill Williams the same individual that called mentioning my social security for a legal matter, I believe this is abusive and fraudulent and why Villas at Lauderhill is refusing to send me of the lease I signed and refered my SSN to a collection agency like Florida First.

Middletown, New York
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This report was posted on Ripoff Report on 07/01/2007 04:29 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

They may have your security deposit in escrow.

AUTHOR: Nikki - (U.S.A.)

They may still have your security deposit in escrow.

A few years ago, I broke a lease because I purchased a home. I had to pay 2 months to break the lease, but they were unable to use my security deposit towards that money. I had to pay the 2 months, then wait for my security deposit to be refunded to me.

Hopefully you have receipts for what money you gave them. Rather than asking for a copy of the lease (which they probably lost) ask them for a breakdown of what you paid versus the fee for breaking the lease. They should have that on computer. Beg them to help you. Appeal to them that you gave them all the money they asked for and would they please help you now. Remind them, in a nice way, that the apartment wasn't really in move-in condition when they let you move in. Unfortunately the lease probably stated you had to give 60 days written notice, plus the 60 days worth of payments to break the lease. They could have told you this when you went to turn in the keys.

If you have a bad mark on your credit report from an apartment complex, you will find it very difficult to rent or buy in the next few years.

By the way, you really didn't want to live here anyway.
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#2 Consumer Comment


AUTHOR: Robert - (U.S.A.)

They 'referred' you to a collection agency because they believe you owe them money and they want it.

You should send a certified letter, return receipt requested, to the collection agency requesting full validation of this alleged debt, to include any lease or other documents signed by YOU. They are required to send you written information within 5 days but I only know of a few collection agencies that will do that without being reminded of the FDCP Act.

Since you're in NY let me educate you about "security deposits" in NY State.

I cannot use a tenants security deposit for rent - period - it's state law. Security deposit is for damages and I am required to return the deposit to the former tenant, less monies for damages (which I must itemize.)

I have had a couple tenants in the past tell me "use my deposit" for the last month's rent (back when I trusted people - now I get "last month" upfront with the security deposit.) I legally cannot due that, and I tell them that.

My legal recourse is to go to small claims court for the rent. The other side of the coin is if a landlord doesn't refund the security deposit, the former tenant can go to small claims court.
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