Ford Motor Credit Ford Credit Relentless, Ripoff, Rude, AND WILL STEAL FROM YOU Michigan, Tennessee Nationwide

I realize I spoke out of anger on this. But the whole situation really is a total nightmare. But I was wrong and shouldn't have filed this.

You are absolutely right. I think I spoke out of anger.

 Ford Credit was not only not willing to work with me but they were so rude and mean throughout the whole process.

- Translation: They wouldn't do what I wanted them to do.   

That's right they defered the payments and DID NOT reposess your car.  Because contrary to what you probably think, they actually had the legal right to reposess your car as soon as you were deliqnquent, they don't have to wait any minimum length of time.

They wouldn't accept partial payments, they harassed me day and night, threatened to take my vehicle about every other week, everything.   I'm positive I got about 10 calls a day and had to repeat myself each time to each DIFFERENT rep.

- Day and night..every other weeek...everything?  The only thing POSITIVE here is that you are one huge drama queen.  Interesting how in 2 years for them threatning reposession every other week you only got 3 reposession notices.

The very next week I took the car to Carmax and they offered up $21,000 for it.

- Umm..So even with all of the late fees and additional interest, this car that doesn't hold it's value was only upside down by about $9,000.   Wow..just imagine if you actually paid your loan ON-TIME, I wonder how much "value" you would have lost.  Too bad you didn't talk to your parents earlier about helping you by spending a few hundred dollars to keep you current(or get you caught up) than the $9,000 you stuck them for.  Not only would you have saved them quite a bit of money, your credit wouldn't be in the tank right now.

Oh and why did I say that.  Well that would have been the same effect as if Ford accepted Partial Payments.  After all if you paid what you could and had your parents come up with the rest you would have been current.  Then intead of making up the difference with Ford you just have to pay your parents back.  Unless you had NO intention of making it up then instead of stiffing Ford you would have stiffed your parents.

FYI there isn't really a single car that "holds" it's value. 

 I expressed to them that I SOLD THE CAR AND TO STOP CALLING ME AND CONTACT CARMAX.

- Until Carmax sends them the check..YOU are still 100% resposible for the loan.  Perhaps YOU should have used some of those 30 calls and called Carmax.  You sold it about 5-6 business days ago.  So when you talk to Carmax don't be surprised if they tell you it can take 10-14 business days(or more) to pay off the car.  Guess Carmax failed to tell you that little bit didn't they. Oh and I hope that Carmax got the real payoff from Ford and not some number you threw out.  Because if you were short..Carmax is going to come after you..oh and again don't be surprised if they don't start calling you 10 times a day every day and night.

Oh and no I do not work for Ford or any other lender.