FORSTER & GARBUS LAW FIRM VERY NASTY, THREATING, AND NEED TO CALL CONSUMER PROTECTION ON THEM FARMINGDALE New York

Hi Elizabeth
First and foremost, you are a resident in NY. If that was not your debt or it was you need to find when the account was opened and closed. In NY the STATUTE OF LIMITATIONS is 6 years. After that they CAN NOT Collect! Hopefully you did not give them a cent. They sent me letters and the conversations on the phone with any representitive I would talk to clearly were not on the same page as one another. And everytime I called the amount owed kept changing.


So you need to go to a website www.nyc.gov/consumers. It will provide you with all the ammo you need including a letter that you should send to Forster & Garbus. It is called the Cease & Desist letter. Keep a copy of everything you get from them and everything you've sent & done since they have done this to you. After they receive that letter they can no longer contact you unless they CAN prove those receipts or bills are in fact yours.
Do not be surprised if another company a month later sends you a letter saying you owe more money on the same account. Again, send them the letter.

I had the same problems. They froze my joint checking account but for some strange reason, lifted the levy that same day. I called the FBI I think that is why they lifted the levy.
They not only did not send us a subpeona but sent it straight to our bank. When given the copies from the bank I noticed there was no court date listed for my husband to appear. Or which court for that matter.

So if I were you get that letter make copies and send it out. My problem is that you said your local sherrif was involved and did not do anything? And that when you called the court that was their response to you? Clearly there are some people who work in the system that do not care about you. Sad isn't it. Corruption sucks. However don't let them get away with it. That letter helps again IF...You did not give them any money and they have not sent you proof.

Good Luck!! Hope this is helpful. You can contact me if you need help, but I know the website won't allow it. so see if you can figure this out. ^#!*)!@$%$.
Lisa

WHEN I CALLED COURTS THEY SAID THAT I SHOULD OF BEEN AT COURT. WELL HOW CAN I WHEN THE I DONT GET SUMMONS UNTIL WAY AFTER THE DATE.
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I think this is the root of the problem. There are many sleazy debt collection agencies/law firms that engage in a very dirty tactic called "sewer service" summons delivery. Basically, they deliberately send your summons to an incorrect/old address where they know that you will not be there to receive it....So being that you are not aware of any court date...when the court date comes around, you'll be classified as a "no show." This is EXACTLY what they want. No show = Default Judgment. The other side gets almost everything they want...on their terms. That's how they can freeze your bank account and garnish your wages seemingly out of the clear blue sky. See posting below concerning how Forester and Garbus uses this dirty trick.

If you can prove that you were not properly served with the summons, you may be able to get the judgment voided. Go to the court and get a copy of the document that shows the address that you were served to. If it's incorrect, you have a case. Photocopy it and petition the court to have the judgment voided based on your being improperly served. File an ethics complaint against Forester and Garbus for engaging in "sewer service" tactics.

Hire an attorney if you can afford one. If not, contact your local Red Cross for a referral to free legal aide. Good luck!


From Bud Hibbs:
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Forester and Garbus October 18, 2007

Forester and Garbus froze my bank account, put a restraining order on it. No prior notice no forewarning no papers in the mail. I went to the civil court in Queens where Forster and Garbus submitted their paper work and obtained copies of alleged subpoena which is definitely a case for the criminal courts. Forster and Garbus claim in the summons that they handed the summons to my wife for which the judgment is supposed to be against at our home on a certain date and time and my wife was at WORK that day. There was no one home and they claim they handed the summons to her. Then an awful lot of nonsense about her not being in the military? What gives, They froze my account without my knowledge and I found out when I tried to get money out of atm and card was seized. When I called my bank that's when I found out. Did some research on Forster and Garbus and found out they have been in court before for these kind of tactics. They wont answer my calls and refuse to cooperate in any way. I am wondering if there is a class action lawsuit against them. I want to sue them and also am considering filing criminal charges against them for the fraud they committed with the phony summons.