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Report: #441844

Complaint Review: Fraud Protection Services - Nationwide

  • Submitted:
  • Updated:
  • Reported By: Ooltewah Tennessee
  • Author Confirmed What's this?
  • Why?
  • Fraud Protection Services Nationwide Canada

Fraud Protection Services is a Fraud in business with Credit Report America dot com Nationwide

*Consumer Comment: There is only one OFFICAL SITE for your free credit report go to www.annualcreditreport.com

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Fraud Protection Services
Credit Report America claims that I signed up with them when requesting my free credit report on line. If I did, it was a trick/mistake. When I realized they had been debiting my account for several months, I cantacted them and they stopped but would not refund any money. My bank alsdo said they could not get my money back. Several months later I realized a company called "Fraud Protection Services" was also debiting my account. I obtained their phone number from my bank & called them today. 1st call, spoke with Gene who refused to tell me anything about his company until I gaqve him my full name, home phone and address. Gave him my name and phone. Claimed no record of me. Asked for supervisor, he refused. Asked for his full name, he refused. Asked to stop taking my money, he said can't until I give him more info. Called my bank back & asked them to stop. Said they can not stop until I go to a branch and file a complaint and fill out paperwork. Suggested I call company back. Called Fraud Protection Services back and spoke with Henry. Started over. Henry found my account by my name. Said I signed up for fraud protection when signed up with Credit Report America. Said can't refund any money. Asked for full name. Refused. Gave me ID# 1233. Asked for supervisor. he refused. Told him I was recording conversation, wanted deductions stopped and wanted his supervisor. Transferred me to "Michael", supervisor. Asked if he had authorization from me to charge my credit card. Said he had a transaction date and time on 11/21/08. Asked for copy of authorization. Said they had no authorization, only transaction date & time. Asked for company address. Refused. Would only say in Canada. Asked for refund of money taken from my account plus the "pending transaction" for a $4.95 debit to my bank account today. Refused. Asked for his supervisors name. Said his only boss is owner of the company. Asked for his name. He refused. Asked who his company was regulated by, FTC, FDIC, etc. He said nobody, we are in Canada. Asked again for my money back. Refused. Said as a courtesy he will refund half of the currently pending debit of $4.95 and will not charge any further. Asked again for anything they have to show me where I authorized them to charge my account. Said they don't have or need to have anything.

Justfax
Ooltewah, Tennessee
U.S.A.

This report was posted on Ripoff Report on 04/08/2009 08:30 AM and is a permanent record located here: https://www.ripoffreport.com/reports/fraud-protection-services/nationwide/fraud-protection-services-is-a-fraud-in-business-with-credit-report-america-dot-com-nation-441844. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

There is only one OFFICAL SITE for your free credit report go to www.annualcreditreport.com

AUTHOR: Laurie - (U.S.A.)

POSTED: Wednesday, April 08, 2009

When you CHOOSE TO GO TO THE WRONG SITE AND CHOOSE NOT TO READ THE INFO PROVIDED - ITS YOUR FAULT NOT THEIRS

I have not been to creditreportamerica - but I can say for a fact that (((Redacted))) and (((Redacted))) have this disclosure on their homepages- both cases they clearly reference the correct site to use for your free annual credit report

From (((Redacted)))
Offer Details
By ordering your free credit report and free credit score, you will automatically be enrolled in a 7 day free trial of 3 bureau credit monitoring and credit score tracking.

You will receive automatic email alerts whenever there is a significant change to any of your credit reports or when there is an important shift in your credit score.

For each month that you continue your membership your credit card will be billed $14.95. You may cancel anytime - there is no obligation.

Stay protected with our state-of-the-art credit monitoring tools. Remember, monitoring your credit means improving your financial well-being.

For your protection we must verify your identity before providing your free credit report and credit score.

(((Redacted)))is not affiliated with the annual free credit report program. Under federal law you have the right to receive a free credit report from each of the three nationwide consumer credit reporting agencies once every 12 months. To request a credit report under that law, go to (((Redacted)))

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

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