My daughter (Donna K) applied for a loan on web sight (www.freedmensfinancial.com) and within that day (7/5/2007) was contacted by Mary Chambers by email and to call her number at 416-836-8763.
From there she took the information down and said she would need information faxed to her and she gave the fax number to her then the next day Mary Chambers called my daughter to let her know she would get the loan but she had to go threw an insurance company called Flag insurance group that would secure her loan if anything would happen to her and if she paid a full year on her loan with no defaults she would get the insurance back in full. or it could turn into a life insurace policy.
So she took the info down on how to send the money and I gave my daughter the money to cover the cost of the insurance, we western union it person to person and using a question and answere and waived ID to Toronto, Ontario, it was done on 7/10/2007 and it was picked up the very next day 7/11/2007. After that my daughter got a hold of Mary Chambers and she said it would be direct diposited in to her bank account 24 to 48 hrs later, unbeknown to us it never took place.
My daughter called this Mary chambers up and she said she would have to get a hold of costumer service because she couldn't believe that she did not get the money in her account. my daughter asked for the customer service number to call herself but Mary Chambers said that she would handle it and call her back.
Mary Chambers never called and finally after many attempts my daughter got her and asked what was going on and she asked her if this was a scam because I said to my daughter something in my gut tells me that it was and Mary Chambers assured my daughter it wasn't and that she would get back with an answer and the rest you probably know.