Complaint Review: Freedom Life USHealth Advisors
Freedom Life USHealth Advisors USHA Health Insurance Who Knows if My Policy is indeed What the Agent represented it to Be. Nationwide
*UPDATE Employee ..inside information: Help for finding out what is covered USHealth Advisors
First of all...I'm wondering if this RIPOFF-REPORT agency is INSURANCE owned....so they can monitor the attempted complaints. Did anyone notice there IS NOT a category for Insurance nor the Insurance Industry and I'm just wondering why it wouldn't be bombarded with all the complaints I hear.
My complaint/concern is with USHA US Health Advisors and the resulting Freedom Life HEALTH insurance I was sold last year. I as yet have not rcvd the promissed written policy that declares what they're covering. I was sent an email that said "IF" you have these coverages then you are covered for.........................
No one will tell me the "IF" part. Well, do I or don't I? The little sales agent is all "Great coverage, matches you perfectly, just call their 800 number to get the certificate of coverage and further explanation. What a joke. I still haven't rcvd anything in the mail and It's next to impossible to get through on the 800 number and certainly there are no answers when I say "What am I covered for?" because you have to have a SPECIFIC QUESTION.
So...Do I just go down my body parts and ask "Does my policy cover my arms...my legs...my feet...my hands etc and if so if they hurt will the ins company pay for a Dr visit to find out what is wrong?" Oh....then you have to call back with the next question because they can only handle one question at a time and they ask "Well, if you have the premier coverage (or whatever) that is typically covered and you'll get reimbursed for the visit if it falls within the parameters set out by the POLICY that we're not going to send you."
Oh, guess what....I just rcvd a letter from Freedom Life and the premium is going up. But no, they aren't going to send the policy to me. Then, I recieved another letter shorthly thereafter that said "Oh great news...this company CIGMA (I believe that was it) is taking over and you'll recieve the same great service and we'll just keep deducting from your bank account.
OK...so I go online to see about some other insurance and try to educate myself on Obama care and the entire shabang. Guess what? They say NO GO ... sorry ... you can't buy insurance except when WE say you can buy insurance and that's during a three month enrollment window ONLY. Sorry...oh there are a couple of exceptions...life changes. I guess when I have my heart attack because of stress because I can't get a copy of MY insurance COVERAGE.... they'll say that's life threatening? And then I can change companies???
DON'T GO WITH USHC nor FREEDOM LIFE. My beef with USHA is "lip service" and they don't really have a clue or any CLOUT with the Insurance Companaies they are selling for. They are HEAVILY recruited...just look at the website...and promissed biggest best commissions and great benefits. Well....I should think so.........If you can shovel the consumer right on through that pipeline then we'll take care of the rest. Ha Ha
RIPPED OFF BY HEALTHE INSURANCE and US Health Care
This report was posted on Ripoff Report on 08/26/2017 06:20 AM and is a permanent record located here: http://www.ripoffreport.com/reports/freedom-life-ushealth-advisors/nationwide/freedom-life-ushealth-advisors-usha-health-insurance-who-knows-if-my-policy-is-indeed-w-1395724. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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