Report: #947579

Complaint Review: Frontier Legal Plans and Litvin Law Firm

  • Submitted: Thu, September 27, 2012
  • Updated: Thu, July 24, 2014
  • Reported By: John — Pingree Grove Illinois United States of America
  • Frontier Legal Plans and Litvin Law Firm

    United States of America

Frontier Legal Plans and Litvin Law Firm Freedom Legal Plans used deceptive tactics to steal my money from me dont trust them  Internet

*Author of original report: Frontier Legal Plans, BUSTED! BY FTC

*Consumer Comment: Same Story Here

Show customers why they should trust your business over your competitors...


I contacted Freedom Legal plans in June 2010 after falling behind on my mortgage.  I found them online and so I called them to get more information.  They quickly started using some nice word tracks which created some urgency for me to make a decision, they made it seem like I would be homeless very soon unless I hired them to find an attorney to
stop that.   I became scared and then stressed out, so the person on the phone explained that this program is great
and this law firm is aggressive and since I am in an active foreclosure the stage was far enough were the program would be very fast,  in and out. 

 15 months later I am still in the same position and now I have a sale date on my home.  Each and every month I
would call and send emails asking for information.  The turnaround for any of these scammers to call you back is terrible.  Sometimes I would go weeks before hearing from anyone.   Each month I would call for an update and I would always be told that things take time and they would have the law firm call me.  Then, once and a while a person would call me
from the law firm and give me attitude when I asked what is happening.  I spoke to a gentlemen and I asked him a very
simple question, what are we trying to accomplish with the lender?  He could not explain anything, nor give me an
answer as to what they were attempted to change on my loan whether it be the principal, the APR, etc.  They just said
they would submit a packet of info to the lender and wait for a response.    The same thing happened month in and month out.  

When you finally do get ahold of someone they make you feel terrible and stupid and all this is normal.  I asked several people at Legal Plans and at Litvin Law to explain this process to me, no one would or could.   They just keep saying this takes time and all this is normal.  Great!  I say, I get it, now I just want to know what you are trying to do for me and my mortgage, still no answer.   Each month its the same BS from both places, they do just enough stuff to make it sound good and they also have great work tracks they follow that include a bunch of good legal mumble
jumble, that just keeps people like myself at bay. 

When you call Frontier / Freedom they answer Legal Plans which means they plan on changing their name often.   They only call you just before the scheduled time to take the monthly payment from your account,  then nothing until the payment clears and thats when you get the call How is everything?, the attorney is working on your case still, have good week bye .    SO, here I am in September of 2012 and still havent made any progress, in fact I have begun searching for a bankruptcy attorney to handle a BK since I am losing the home now.  All this after being lied to and paying $6000. 

There really is much more to put here, I am starting to get depressed just typing this complaint.  
There is so much to this story I am reaching out to anyone that had the same thing happen to them, I would like get
our money back!


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This report was posted on Ripoff Report on 09/27/2012 03:06 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Author of original report

Frontier Legal Plans, BUSTED! BY FTC

AUTHOR: Johno - (United States of America)

Go to to view details on how they got busted and whats happening. 

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#2 Consumer Comment

Same Story Here

AUTHOR: BigGeek - (United States of America)

WOW, your story reads exactly like my experience with Frontier Legal Plan and Litvin Law.

To Add, my loan modification application date was missed because Litvin Law would not respond to my emails, nor phone calls to verify that they had received faxes and emails. Finally after the Modification was closed out, they discovered I had faxed it 4 days before the deadline, and ONE day after they requested the information.

Anyone that does business with Litvin Law and Frontier Legal Plans is asking to lose their home, sadly a lesson I have now learned.

Oh Yeah, my lay out was $9,000.00!!!
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