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Report: #146391

Complaint Review: G C SERVICES - Arizona

  • Submitted:
  • Updated:
  • Reported By: EAST ELMHURST New York
  • Author Confirmed What's this?
  • Why?
  • G C SERVICES Arizona U.S.A.

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My husband has been paying down a debt for American Express to GC Services. We send them a check every month without fail. Although the checks are cashed we continue to get harassing phone calls on a daily basis. I have asked this agency to cease calling my home but they continue. I have been threatened and demeaned. They have said they will call my neighbors and report my bills to them.

How can they do this? I can understand the harassment and the phone calls if we weren't paying the bill, but, the fact is that we pay down this debt every month by thousands. I have proof!!!! They call every day up to 8 times a day so far.

I have filed a complaint with the Federal Trade Commission but have yet to hear a response.

Is there any hope for these calls to stop, or am I just wasting my time? I truly believe thaat the practices of GC Services MUST be illegal in some way. How can it be legal to harass someone so adamantly when the bill is being paid? Our financial circumstances changed dramatically which is why we owe this bill. We have been paying it off, I swear!! Every month like clockwork!!!

F.
EAST ELMHURST, New York
U.S.A.

This report was posted on Ripoff Report on 06/16/2005 06:44 AM and is a permanent record located here: https://www.ripoffreport.com/reports/g-c-services/arizona/g-c-services-harassment-of-the-lowest-form-arizona-146391. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#3 Consumer Suggestion

Contact AZ Banking Department

AUTHOR: Larry - (U.S.A.)

POSTED: Thursday, June 16, 2005

This is from the Arizona Banking Department website:

GC SERVICES COLLECTION AGENCY DIVISION
a DBA of G C Services Limited Partnership
Suite 200
10040 N. 25th Avenue
Phoenix, AZ 85021
(602) 347-5760

The Arizona Banking Department regulates collection agencies in AZ. You can find out how to complain on their website at azbanking.gov

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#2 Consumer Suggestion

Take the Offensive and Enforce Your Rights

AUTHOR: Steve - (U.S.A.)

POSTED: Thursday, June 16, 2005

GC Services is governed by the Federal Fair Credit reporting Act. To enforce your righhts, here's what you do:

1. Send thema letter telling them not to contact you by telephone - mail only. Send this letter Certified Mail, Return Receipt Requested

2. When you get the green card back, hook your telephone to a tape recorder that has a date-and-time stamp embedded (these can be purchased at Radio Shack fairly inexpensively)

3. The next time GC Services calls, slip the date and time of the call into the conversation that you are taping. Have the collector agree that is the date and time.

4. File suit in Federal Court against GC Services for violation of Fair Debt Collection Practices Act and claim $1000 Statutory Damages. Sit back and enjoy yourself when they are served with the summons.

You will collect the $1000

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#1 Consumer Suggestion

They refuse to stop calling AFTER you asked them to stop

AUTHOR: Jim - (U.S.A.)

POSTED: Thursday, June 16, 2005

Whenever they next call, say "I told you to stop calling" and when they start talking simply hold down the "1" button on your telephone (Hold it away from your ear) this sends a squeal through the lines to their phone.

Do not let the button up untill they hang up.

Repeat as needed, be sure to say EACH TIME "You were told NOT to call"

When they get the message that you will not put up with this harrasment, they'll stop.

The trick here is that after being told DO NOT CALL any calls after that are illegal. They will threaten, but they really have no recourse.

Keep a log of the time of each call, this may be needed to prove harrassment.

Pass it on, others need to know this simple and highly effective trick to eliminate harrasment.

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