GE Capital Retail Bank, Go GE Credit, GE Healthcare, Healthcare Credit GE Retail Credit ingoring Consumer Financial Bureau's fines about deceptive billing and interest charges Kettering Ohio

Let the truth speak for itself - the US Government imposed fines for your 'untruth' in lending practices.  Stop embarassing yourself, please, GE.

"There are about 4 million active CareCredit cardholders; it is the largest issuer of consumer health-care financing in the U.S. Consumers who are owed a refund will be contacted by either the CFPB or GE Capital Retail Bank.

The Consumer Financial Protection Bureau found some consumers were not being given adequate explanation of the terms of the card because they were offered by poorly trained doctor offices staff rather than official representatives of CareCredit.

The CFPB also said some consumers did not receive copies of the actual CareCredit agreements and instead had to rely only on the oral explanations given by the service provider or office staff."

$34M Refund For 1M Credit Card Customers Using GE Capital's CareCredit

http://www.forbes.com/sites/halahtouryalai/2013/12/10/34m-refund-for-1m-credit-card-customers-using-ge-capitals-carecredit/

How is it excessive and deceptive when it is clearly stated on every monthly statement(by law) sent to you what the promotional expiration date is, and how much deferred interest will be charged if the promotion is not paid in full by the expiration date?  If you were paying attention to your statements, or even reading them, you'd have known exactly what was going on.

You state that yes, you used your card, but you were not aware of the promotional terms that were given to you by the provider when you signed the receipt?  Not sure about you, but I never agree to anything without knowing the details of the contract.  Don't blame GE for your lack of oversight or understanding.

GE denied all accountability and denied my request for full credit of the $1229.17

I rebutted with a link to the PDF of the Court Order mandated by Consumer Financial Affairs Bureau that orders GE Capital refund $34.9 Million dollars to the consumers for deceptive and fraudulent credit card practices.

I received a notice from Consumer Financial Affairs, but am not able to read it due to no password and no sign up allowed.  Not sure what the response from GE was to Consumer Affairs, but I have a good idea that it wasn't pleasing for GE since the BBB, a week later, notified me I had another response from GE.

Today, the response from GE Capital indicated I have been refunded 1229.17 and they are working with the Consumer Affairs to better educate this/that blah b.s.  In other words, they were busted again. 

The letter states consumers can file for refunds from being gouged up until 04/30/2014.  if GE Capital has charged you fraudently and excessive interest rates - now is the time to file the complaint to Consumer Financial Affairs government office as well as the BBB.

Thanks for this site!