• Report: #128329

Complaint Review: GEICO Insurance Company

  • Submitted: Thu, January 20, 2005
  • Updated: Wed, September 22, 2010

  • Reported By:Sun City Arizona
GEICO Insurance Company
Geico.com San Diego, California U.S.A.

GEICO Insurance Company Ripoff They did not even offer me enough money to pay for Doctor bills from a rear end collision by their insured San Diego California

*Consumer Comment: Personal Injury Attorneys not so helpful

*Consumer Comment: Thats called a DOI regulation

*Consumer Comment: Advise...

*Consumer Suggestion: How Great?

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Leah Buchta an agent for Geico Insurance Company offered my wife and I not enough money to pay Doctors & settle a rear collision that their insured was covered for. This is white collar crime in broad day light! This company is advertising on TV about how great they are. What they are doing is RIPPING OFF claimants.

We were hit from behind at a stop light.
Hit and run by the Insurance Company more like it!
They have to pay damages. I thought. CONSUMERS BEWARE!

Sun City, Arizona

This report was posted on Ripoff Report on 01/20/2005 07:41 PM and is a permanent record located here: http://www.ripoffreport.com/reports/geico-insurance-company/san-diego-california/geico-insurance-company-ripoff-they-did-not-even-offer-me-enough-money-to-pay-for-doctor-b-128329. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Personal Injury Attorneys not so helpful

AUTHOR: Rocky - (United States of America)

The idea of getting a personal injury attorney to contest GEICO's incessant unethical business practices sounds beneficial. 
I consulted with one after GEICO spent nearly 2 years delaying, delaying, delaying until the statute of limitations was running out.  The problem is they sounded so sincere and were always 'going to offer you a settlement' soon.  (They had no intention of EVER offering me ANYTHING!)
The attorney I consulted said:  "GEICO has 50 lawyers who handle NOTHING but insurance claims; we have a chance of winning, but slim chance.  And if we lose, you will have spent the 8,000-10,000 in vain; and still be stuck with the medical bills."
Don't think the attorney idea will scare them.........they welcome it!

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#2 Consumer Comment

Thats called a DOI regulation

AUTHOR: Geckolover - (U.S.A.)

The department of Insurance requires all insurance companies to give their insured an opportunity to reply to any claims made against them. If the company cannot get a hold of their insured they have to have independent third party proof that an incident occurred. Independent means doesn't know you, isn't your brother... like, for example, a police report. Otherwise anyone can just get a hold of any policy number, call an insurance company and claim someone hit them. Its not calling you a liar, its just sound business. People get insurance to keep them from getting sued. If you were to have sued the Geico insured and he disputed the accident, or refused to show up in court, you wouldn't win because you'd only have your word against his.

In addition, its unclear how mentioning someone being drunk would entitle you to a big law suit You can only sue for things you've lost. A rear end-er in a parking lot has never been settled for a large amount of money, drunk or otherwise. Its the simplest, least deadly kind of accident ever.

Also with regard to your engine, you never got through the total loss process because Geico never accepted liability. If you had, you'd know they take those things into consideration when comparing it to other like-kind vehicles to attempt to determine the value of your vehicle. since your Auto Damage Adjuster had no intention of paying you that day, the mileage of your engine is not important at that time.
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#3 Consumer Comment


AUTHOR: John - (U.S.A.)

Check the yelllow pages....There are many attorneys that deal in personal injury/insurance issues like this....
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#4 Consumer Suggestion

How Great?

AUTHOR: Old School - (U.S.A.)

Hi Jerry. I wanted to ask you something. Do they advertise how great they are or how they can save you 15% or more?
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