Report: #816349

Complaint Review: GeoVera

  • Submitted: Sat, December 31, 2011
  • Updated: Sat, December 31, 2011
  • Reported By: Mark — Los Angeles California United States of America
  • GeoVera
    4820 Business Center Drive, Suite 200
    Fairfield, California
    United States of America

GeoVera Worthless Insurance Fairfield, California

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I had GeoVera for five years.  I cancelled the policy last year after they raised my coverage limit (again) in order to increase my deductible.  This is a good trick as they will never pay out the limit as long as they can keep the deductible high enough.  I had the 15% deductible so I looked into the 10% deductible, but the coverage limit was almost twice the 15% limit so I would have had the same deductible in terms of dollars spent even with a much higher premium.  

Don't throw your money away on this coverage as their number crunchers will make sure you never see a dime from a claim.  If an earthquake hit that was big enough to exceed the deductible, your house/community would be leveled and they would be out of business anyway.  This insurance also won't help you pay off the mortgage balance, it's only for actual repairs which you will certainly be paying for yourself.

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This report was posted on Ripoff Report on 12/31/2011 02:00 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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