Report: #732262

Complaint Review: Global Financial Group

  • Submitted: Mon, May 23, 2011
  • Updated: Mon, May 23, 2011
  • Reported By: Madhavi — Atlanta Georgia United States of America
  • Global Financial Group
    2764 N. Green Valley Pkwy,Suite 707
    Henderson, Nevada
    United States of America

Global Financial Group (A Professional Law Firm) Fraud and Cheating Company Henderson, Nevada

*UPDATE EX-employee responds: Important Update

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I got calls continuously in March 2008 to enroll in their debt settlement program, they have told that they would negotiate with the creditors on my behalf and settle the debt amount for less than half. After enrolling,my debts doubled but none of the credit cards got settled.

I have been following up with them continuously and its very hard to get hold of them over the phone as the line is either busy or doesn't work most of the times, even somehow if I get hold of someone, when they transfer to their manager, the call gets disconnected and after that we will not be able to get hold of them again for many days.

They told that they would settle the debt in 22 months, if not they will return the money but they are doing none of them, after waiting patiently for 22 months, we have put a request to return our money on Jan 31,2011 as we didn't see an inch of progress also towards settling any of my accounts. 

And they told they would return the money in 3 months but its already more than 3 months and when we are trying to find out the status of cheque issue , we dont get any response.

There could be more victims out there . we work hard to earn money and some fradulent companies always target people like us and they cheat us. We kindly request you to take severe action to close their business as we don't want other innocent people to be victims like us and also help us to get our refund. There are 19 complaints pending on them in BBB. please check the links below for the reference.

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This report was posted on Ripoff Report on 05/23/2011 01:37 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 UPDATE EX-employee responds

Important Update

AUTHOR: Anonymous - ()

After a very long investigation it has been found that the owner of the company is Christopher Michael Ralph. He resides in Florida, but also has residence in New York, and Colorado. He stared doing business in Panama R.P. back in 2007. Under the Company Omega International Company, S.A. which he declared bankrupt for owing money to many company’s including a Job staffing company. Then it was Merchant Services International, S.A. and then Global Financial Group, S.A. and then HHH, S.A. It was also found threw the BBB (Better Business Bureau) he has created many different LL C's which include: WorldWide Financial Services, Inc.; Debt Relief International, LLC; Financial Counseling Services, LLC; and National Acct Servicing, LLC. Which all have a F rating with the BBB. He also has lawsuits pending from the BBB including from Oregon Case # DM-12-0005 contact Patrick A. Fitzgerald. The violations that Christopher Michael Ralph have incurred including his legal representative who covers up all the things he does and lived illegally for over 4 years in Panama R.P.  Mr. Craig J. Acton, include: Abusive Telemarketing Practices, Assisting and Facilitating Abusive Telemarketing Practices, Violating the National Do Not Call Registry, Failing to Transmit Proper Caller ID (Robo Calling), Initiating Unlawful Prerecorded Messages, Consumer Injury which violate the Federal Trade Commission Guidelines.Mr. Ralph obtained his clients illegally by Robo calling. He promises to the clients that all they have to do is pay a monthly payment, while he accrues enough to pay off their debt by negotiating with the creditors, which never happens. The average client has a 3 to 5 year program, where he will declare bankruptcy and change the company name while the clients get there credit ruined and loose all their money and still have the debt. He uses what he calls a Parent Company which he uses to cover up his financials which is Express Management Group, LLC. Now this is not your typical business man, he is very smart and uses a Federal Tax Attorney by the name of Mike E. Jorgensen. The profits he makes and made from this business he also used to open Tanning Salons in Florida (Turbo Tan) and many other businesses which he then sells and puts the money back into Express Management Group, LLC. How he makes his money is wrong and unethical. Not to mention in Panama R.P. where the Call Center was he did not pay his employees and avoided paying the government. I believe this case is Identical to United States District Court Central District Of California, The United States Of America Plaintiff V. ROY M. COX, JR. Case # SACV11-1910 DOC(JPRX). He claims he is a Non Profit Organization and a Law Firm which is a lie also. Now he is involved in the Medical Marijuana business “Health Law Services, An IJC Law Group Company”, and claims he has a law firm and a Non Profit Organization to help Floridians with obtaining Medical Marijuana. If you read the “about us” page you will see where Mr. Ralph claims bogus information on researching and regulating the laws in Colorado. He also claims he worked with the likes of Senator Chris Romer, Councilman Charles Brown, attorneys such as Mr. Robert Corry, Mr. Brian Vincente, and Mr. Sean McCallister. And the sad part is he was making a profit from the Donations that were being made for Danijela Hughey who suffered from cancer. All this while paying his employees overseas $600 a month to run his businesses to then leave and not pay his employees, leaving them with nothing. Panamanian authorities are still investigating him for Fraud and Tax Evasion. Not to mention the Federal Trade Commission, Better Business Bureau, And the IRS. I hope this information is useful to all those who suffered from the scams and bad business practices.

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